Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,681

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,681

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Kim Ruggeri

Clear communication; fair and consistent reimbursements

I've been with Fetch for about 2 years and they have been fair and consistent. They communicate quickly and clearly and have fairly reimbursed me for my pet's claims. I am glad that I selected Fetch as my pet insurance company.
3

out of 5

POSTED: | BY: lee n andy marquis

Have had this policy going on 3 years…

Have had this policy going on 3 years now and have never had my annual claims exceed what my premiums paid were, meaning that I have not used this insurance to support having it as a benefit. Other than having it "In Case" an accident or illness happens to my pet as a comfort knowing I have it. This was fine at first but since I first began the policy has increased in cost from apx. $300 a year to over $450 a year. Given that my pet is young and indoors and if the policy costs continue to climb it may be more prudent to save that $ each year as the premiums paid if instead saved could exceed the benefits ever received. The policies are pricing me out of the desire to have one. Coupled that these policies do not include any well care benefits or any dental benefits it is quite plain to see that Fetch (all though a cute name for a company), really does not care about the well-being of my pet or anyone's pet, for if they did they would cover the items to keep the pet healthy
5

out of 5

POSTED: | BY: Jenness Hastings

My experience with Fetch Insurance has…

My experience with Fetch Insurance has been okay. I have had to file a big expense recently and was reimbursed, thankful for that. I do see that my monthly payment has gone up about $20 a month and that is a concern, however. I have had this policy about 4 years and have not had to file many claims up until this year, my dog has just had a difficult time, hoping soon this gets resolved.
5

out of 5

POSTED: | BY: Stuart

Fetch pet covered 80%

Fetch pet covered 80%, after my deductable was met, of my dogs ACL surgery and recovery therapy.
5

out of 5

POSTED: | BY: Nicole

Fetch does exactly what they say…

Fetch does exactly what they say they're going to do! They pay out in a timely manner and explain the entire claim process to make sure you're uploading the correct documents. Customer service team is wonderful and so helpful. Fetch insurance has helped cover 80% of the cost of our dog's lymphoma treatment.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

Get a quote today

Leave a review