Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,626

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,626

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Juan Espinoza

Misleading

Misleading Doesn’t cover much
5

out of 5

POSTED: | BY: Richard Gould

Sally Leonard ... an exemplary representative.

Sally Leonard an absolutely superb representative for the company and despite some previous negative experiences that I had with Fetch, she managed to salvage some good feelings about the company. She is personable and efficient and listens intently with the desire to work to and solve the problem at hand. She would be an asset to any company on earth and Fetch should be thankful that she is on its team.
1

out of 5

POSTED: | BY: Brandon Smith

Absolute scam

Where do I start fetch insurance has given me the runaround I had a premium for 5 months I had three claims they denied all three claims stating they were prior issues which if they would have reviewed My dog's medical history as it was supplied to them they would have seen that he has consistent ear infections in his left ear okay cool makes sense they wouldn't cover it however he had a ear infection in his right ear which was his first time ever they denied it said it was a reoccurring problem clearly it's not since it's the complete opposite ear. Then they denied a sick visit and then they denied another ear infection in his right ear which was once again not a prior issue before insurance. I asked because they were not providing the services I paid for a full reimbursement of my premium of 5 months and they denied me stating that nothing I filed a claim for was covered under my policy or it was a reoccurring issue once again they clearly did not review his medical history. I then filed the complaint with the better Business bureau upon filing the complaint mid-April fetch then proceeded to go into my policy and change things that I got email alerts for to cover their own asses in a possible legal dispute they openly admitted they had an error and they adjusted the error and applied it to my deductible this is all after I canceled my policy and we were being mediated by the better Business bureau. They have denied reimbursing me my premium they have denied changing things after openly emitting they change things. This company will not pay out they will find any excuse in any reason to not cover their end of the policy they are a scam. I have fought with them since April and have gotten absolutely nowhere's they continue to deny anything and everything to do with either one covering their end of my policy or reimbursing me for my policy term. I am at the point where I have pretty much told them to shove the money up their ass and that I will now share my experiences with their company with other future potential or current consumers. As a pet owner you all know how expensive vets are how they definitely like to pull on the heartstrings because you care about your pet and want to upcharge everything to maximize profits off you so you go shopping for insurance and this is what You can expect to receive for customer service from fetch. I've heard wonderful things about Costco and chewy for pet insurance. If you choose to go with fetch for insurance for your pets don't be surprised when this is the outcome that you also face. They have stolen roughly $400 from me and had zero intentions to ever provide me with The services I was paying for. There Is many many options out there please do your research and don't make the mistake I did by trusting this joke of a business with a policy for my dogs well-being because at the end of the day they don't care about you or your animals
1

out of 5

POSTED: | BY: Brandon Smith

They are a scam

Where do I start fetch insurance has given me the runaround I had a premium for 5 months I had three claims they denied all three claims stating they were prior issues which if they would have reviewed My dog's medical history as it was supplied to them they would have seen that he has consistent ear infections in his left ear okay cool makes sense they wouldn't cover it however he had a ear infection in his right ear which was his first time ever they denied it said it was a reoccurring problem clearly it's not since it's the complete opposite ear. Then they denied a sick visit and then they denied another ear infection in his right ear which was once again not a prior issue before insurance. I asked because they were not providing the services I paid for a full reimbursement of my premium of 5 months and they denied me stating that nothing I filed a claim for was covered under my policy or it was a reoccurring issue once again they clearly did not review his medical history. I then filed the complaint with the better Business bureau upon filing the complaint mid-April fetch then proceeded to go into my policy and change things that I got email alerts for to cover their own asses in a possible legal dispute they openly admitted they had an error and they adjusted the error and applied it to my deductible this is all after I canceled my policy and we were being mediated by the better Business bureau. They have denied reimbursing me my premium they have denied changing things after openly emitting they change things. This company will not pay out they will find any excuse in any reason to not cover their end of the policy they are a scam. I have fought with them since April and have gotten absolutely nowhere's they continue to deny anything and everything to do with either one covering their end of my policy or reimbursing me for my policy term. I am at the point where I have pretty much told them to shove the money up their ass and that I will now share my experiences with their company with other future potential or current consumers. As a pet owner you all know how expensive vets are how they definitely like to pull on the heartstrings because you care about your pet and want to upcharge everything to maximize profits off you so you go shopping for insurance and this is what You can expect to receive for customer service from fetch. I've heard wonderful things about Costco and chewy for pet insurance. If you choose to go with fetch for insurance for your pets don't be surprised when this is the outcome that you also face. They have stolen roughly $400 from me and had zero intentions to ever provide me with The services I was paying for. There Is many many options out there please do your research and don't make the mistake I did by trusting this joke of a business with a policy for my dogs well-being because at the end of the day they don't care about you or your animals EDIT IN RESPONSE TO BUSINESS REPLY: There's a lot of improvement for fetch to make to be worth anybody even considering applying for a policy through the joke You call an insurance company. Simple request of refunding my money because you failed as a company and openly admitted through the BBB conversations that you made errors on your part in my policy and you did nothing to fix said errors until the BBB was involved there is no amount of improvements that can made to be considered a credible business

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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