Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,675

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,675

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
2

out of 5

POSTED: | BY: GM

If they pay you too much they will lower your coverage

Lowering coverage for people who have been paid “too much” in claims is really scummy. I think people would be more understanding with a premium increase, not being forced into a less than ideal plan.
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5

out of 5

POSTED: | BY: Janet Schellenberger

Very easy to submit the claim and paid…

Very easy to submit the claim and paid me much quicker than I thought.
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5

out of 5

POSTED: | BY: Jessica Velez

Great insurance

Good efficiency and fas results
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2

out of 5

POSTED: | BY: Vicky Johnson Bartkowski

CLAIMS ARE NOT PROCESSED ACCURATELY

I DON'T LIKE THE WAY YOU PROCESS CLAIMS AND I WROTE AN EMAIL ABOUT IT ON 7/13/2023. YOU DO NOT PROCESS CLAIMS TO BENEFIT YOUR CUSTOMERS. IT IS NOT RIGHT TO TAKE THE COINSURANCE BEFORE THE DEDUCTIBLE. YOU ARE PAYING THE LOWEST AMOUNT INSTEAD OF THE REASONABLE AMOUNT. I ALREADY ADVISED YOU THAT I WILL NOT USE YOU IF I GET ANOTHER DOG. AS PER INSURANCE RULES COINSURANCE SHOULD BE APPLIED AFTER THE PLAN'S DEDUCTIBLE. 8/20/23 YES YOU PROVIDED COVERAGE FOR MY DOGS WHICH I APPRECIATE BUT NOT AT THE CORRECT AMOUNT. THANK YOU FOR RESPONDING.
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4

out of 5

POSTED: | BY: Summit Mom

The app is easy

The app is easy. Payments were fast. Coverage wasn't exactly what we thought for the Wellness plan. I'm waiting until the next claim to see how much is covered and will determine if we enroll again. We will keep the accident insurance though.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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