Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 23,552

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Diane

Fast and efficient service.

Our claim was processed timely and efficiently.
5

out of 5

POSTED: | BY: Diane

Fast and efficient service.

Our claim was processed timely and efficiently.
2

out of 5

POSTED: | BY: Elaine Lowthorp

Fetch, no longer good experience

Reply from Fetch Pet Insurance Hello Elaine, we are so sorry for your frustration. We are in the process of upgrading our systems and some claims are taking longer to process during this time. To speak with a live agent that will be able to help you call us at 866.509.0163 and select option 5. WHY COULD'T THEY HAVE JUST TOLD ME THAT INSTEAD OF GIVING ME THE RUN AROUND? In the past year I had been very happy with Fetch, I recommend them to friends, as they always did what they promised to. In January 2024 I wrote a very favorable review on Fetch. Now at the end of the 1st year policy, I began having problems with them. They usually take 2 weeks to review and paid within 2 weeks. I submitted a claim on 09/17/24, I heard nothing from them until the day after I paid my next year's policy which went from $350. to $964, which I expected as they have quickly paid a few claims on her as promised. Now they again want records back to her first vet visit 2 years ago. They were given all those records in the past now they wanted them again. My vet office sent them everything, they claim they did not get them. When the vet office had proof, they received them then they found them. But still my account says they want more records. When I call a recording tells me they sent a link for me to submit records, without even talking to anyone. It is now a game of how I can get a live person on the phone. to this date 10/7/24 it still has not be resolved. Seriously thinking of canceling my new year policy.
2

out of 5

POSTED: | BY: Elaine Lowthorp

Fetch, no longer good experience

Reply from Fetch Pet Insurance Hello Elaine, we are so sorry for your frustration. We are in the process of upgrading our systems and some claims are taking longer to process during this time. To speak with a live agent that will be able to help you call us at 866.509.0163 and select option 5. WHY COULD'T THEY HAVE JUST TOLD ME THAT INSTEAD OF GIVING ME THE RUN AROUND? In the past year I had been very happy with Fetch, I recommend them to friends, as they always did what they promised to. In January 2024 I wrote a very favorable review on Fetch. Now at the end of the 1st year policy, I began having problems with them. They usually take 2 weeks to review and paid within 2 weeks. I submitted a claim on 09/17/24, I heard nothing from them until the day after I paid my next year's policy which went from $350. to $964, which I expected as they have quickly paid a few claims on her as promised. Now they again want records back to her first vet visit 2 years ago. They were given all those records in the past now they wanted them again. My vet office sent them everything, they claim they did not get them. When the vet office had proof, they received them then they found them. But still my account says they want more records. When I call a recording tells me they sent a link for me to submit records, without even talking to anyone. It is now a game of how I can get a live person on the phone. to this date 10/7/24 it still has not be resolved. Seriously thinking of canceling my new year policy.
3

out of 5

POSTED: | BY: Elaine Lowthorp

Fetch, no longer good experience

I have updated from 2 stars to 3 stars. Fetch gave somewhat of an explanation for the delay, and they paid as promised. But this number they gave me to call is the one I have been using. I am giving them another chance and not canceling my policy. I they get all their upgrades completed and not causing anymore headaches for policy holders. Reply from Fetch Pet Insurance Hello Elaine, we are so sorry for your frustration. We are in the process of upgrading our systems and some claims are taking longer to process during this time. To speak with a live agent that will be able to help you call us at 866.509.0163 and select option 5. WHY COULD'T THEY HAVE JUST TOLD ME THAT INSTEAD OF GIVING ME THE RUN AROUND? In the past year I had been very happy with Fetch, I recommend them to friends, as they always did what they promised to. In January 2024 I wrote a very favorable review on Fetch. Now at the end of the 1st year policy, I began having problems with them. They usually take 2 weeks to review and paid within 2 weeks. I submitted a claim on 09/17/24, I heard nothing from them until the day after I paid my next year's policy which went from $350. to $964, which I expected as they have quickly paid a few claims on her as promised. Now they again want records back to her first vet visit 2 years ago. They were given all those records in the past now they wanted them again. My vet office sent them everything, they claim they did not get them. When the vet office had proof, they received them then they found them. But still my account says they want more records. When I call a recording tells me they sent a link for me to submit records, without even talking to anyone. It is now a game of how I can get a live person on the phone. to this date 10/7/24 it still has not be resolved. Seriously thinking of canceling my new year policy.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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