Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,681

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,681

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Michele V.

Beware of big premium raise after first year

Very satisfied with level of coverage. The claims process is fairly easy and review is pretty quick. The amount of approval and reimbursement was surprising! Everything was really terrific, until I was informed that the policy premium was increasing from about $950-$1250 after only 1 year. My dog doesn't even have any serious or chronic issues. So, for that fact alone, I can only give 1 star.
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5

out of 5

POSTED: | BY: Kathy Bennett

Easy to file claims online

Easy to file claims online, quick turnaround and easy to understand settlements.
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5

out of 5

POSTED: | BY: Charlotta Weipert Turner

Very easy process

Very seamless process
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5

out of 5

POSTED: | BY: Carol

Very easy to negotiate

Very easy to negotiate. Quick response and quick payment. They answered my questions quickly and made the process easy
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2

out of 5

POSTED: | BY: RAFAEL V

I was lied to I was told that when if I…

I was lied to I was told that when if I adopted an animal from the shelter and signed up within 24 hours for insurance the 15-day wait would be waived. I am being asked for the same documentation that I have submitted on multiple occasions even though I signed up for the wellness benefit as well.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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