Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,685

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,685

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Tamra Lockard

Kelsey was very helpful to me on our…

Kelsey was very helpful to me on our phone call today and answered every question I had & was very polite & courteous. I appreciated her help very much. I had a hard time trying to Google a valid customer service number to get to speak to a live person today & in the process of doing that saw other people’s reviews with the same complaint. I asked Kelsey if she would mind mentioning it to someone in your marketing department so that you could possibly fix a place on the app that would allow you to make a phone call directly from the app. The only way I was able to get through to someone was by using my laptop & getting on a chat with a live person who gave me the phone number. Kelsey is an asset to your company.
5

out of 5

POSTED: | BY: Steven Willis

Laura was very helpful answering all of…

Laura was very helpful answering all of my questions.
1

out of 5

POSTED: | BY: Tammi

What went right should be the question!

What went right should be the question! Multiple requests for the same information in order to process a claim. 5 months of phone calls, e-mails w/requested information sent/resent including from our vet(s), notified they don't read mail for 30 days since I provided a hard copy since their claims adjusters don't read prior claim information submitted through their claim system. This company should be sent to the Better Business Bureau.
5

out of 5

POSTED: | BY: Nikki “coolkid”

Laura was so kind and helpful and is…

Laura was so kind and helpful and is sharp as a tack she explained so well how to best use our insurance and I feel like I really know how to file a claim as well.
1

out of 5

POSTED: | BY: J. S.

They decreased my coverage

At first they were great. Paid all our claims. Then when the policy renewed, they decreased our coverage from unlimited annual limit, $300 deductible, and 90% reimbursement to a $15,000 annual limit, $500 deductible, and 70% reimbursement. I called and was told it was because they had paid us too much in claims. My dog has no ongoing conditions. He had one expensive claim for foreign body surgery. So be warned, if you actually use the insurance, which is the whole point of having it, you’ll be forced into a much worse plan.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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