Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,685

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,685

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Stephanie Keyser

Worst money I ever spent

My puppies had diarrhea from worms when they were 8 weeks old. Pretty common and easily treated. But since they had diarrhea back then every claim I’ve made since then was rejected and considering a “pre-existing” condition. How can diarrhea be pre-existing?! What a joke. I’m disappointed. What a waste of my money and Fetch is no help what so ever
1

out of 5

POSTED: | BY: Annette Domaracki

Don't get Fetch pet Insurance

If you're looking for pet insurance, don't trust Fetch. They are very glad to take your money. They are awful at paying a claim. They find any excuse to deny a claim. I cancelled after paying for three years. Very unsatisfied. Will never recommend this pet insurance company. Fetch is awful!!
5

out of 5

POSTED: | BY: Zachary

Fetch is the best pet insurance on the…

Fetch is the best pet insurance on the market. They cover pretty much everything! Great customer service and fast claims processing times. Really happy with this choice. I did a lot of research and found that Fetch is much more comprehensive compared to the competition.
5

out of 5

POSTED: | BY: Allen Barcelon

Kelsey was very polite and caring about…

Kelsey was very polite and caring about my dog's situation. And, she was quick pulling up my information. Great job!
1

out of 5

POSTED: | BY: MARCELLE MALTA

Very upset

I'm happy that at least the company has kind people working there, I was treated very well by everyone, but that's it, when you start paying for insurance no one tells you that you need to have your dog checked out. And when you don't do this, every problem your dog has, they say it's pre-existing so they don’t pay you. My dog ​​came from Brazil, without any problems because a sick dog cannot travel. He had a check up in Brazil to travel and came here in May, in August he had skin problems, and the vet thinks it is an allergy to the environment make sense he is in a new country. Fetch refused to pay for the claim because they claim it could be something pre-existing. So why don't they ask us to do a check up when we start paying the company? Now I have a big problem because if I start at another company this will be a pre-existing problem, so I need to stay on my own. When I called to close my police they told me, pay for a check up and the next things will be covered, and we ignore the problem that appears now? Do I keep paying them and the medicine? Why they didn't tell me this before a problem appeared, very mean of you. For you it’s just one more person or few dollars but for me it is stability of my family, it is not a joke. I am very upset I didn’t expect that. Thank you for causing me such a headache. About the reply: If this is the issue, they should have warned me beforehand, it is necessary to make the rules clear, none of my friends had a check up before the first problem with their pet. And as I said, my dog ​​came from another country, he did a check to travel, this is mandatory, the CZI is an international document and even though I presented this, you ignored it, the only way to help me is by recognizing my claim, which is legitimate, in otherwise I will look for my legal rights

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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