Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,685

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,685

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Connie Scott

Satisfaction Guaranteed

Recently, as my dog has aged, there have been some issues that have required medical care. Having this insurance has made it very easy to say yes to testing that is needed and can be very expensive. This past September he had a sprain that made him miserable. I had to go.to vet ER. He needed imaging, radiology, labs and everything in the crock pot, lol. We were discharged and had a follow up with his regular vet a few days later per ER instructions. I filed one claim on a Monday and it was paid by the Friday. And the follow up visit was paid in 9 days!!! I was impressed. My vet wanted to know the name of the company as all the ones they offer have had negative feedback. I gladly provided Fetch's information as they got to see the EOB for ER payment and how quickly it was resolved. I've had my dog covered for 10 years now, it does get more expensive as he ages, but the peace of mind in making care decisions for him knowing Fetch will reimburse covered care quickly, is absolutely worth it!!!!
1

out of 5

POSTED: | BY: Teisha C

They don't pay claims

They don't pay claims! Don't waste your money. Spot pays. I had the mandatory wellness exam done and the vet recommended a dental. They are refusing to pay for it saying that it's pre existing. I also have the wellness plan that pays 100 toward the dental and they are just ignoring my inquiry on that and keep referring to my dog by a different name. See if your vet offers a wellness plan and get that. They are also charging me the same amount for my puppy as my 6 yr old. Doesn't make sense.
5

out of 5

POSTED: | BY: Alex

Heather was cheerful and eager to help…

Heather was cheerful and eager to help the moment she answered my call. I had a lot of questions about pet insurance and how it works, and Heather was patient, thorough and enthusiastic as she helped me answer them. She also was not 'pushy' when I told her I wanted to cancel for now and rejoin when my dog is a little bit older. She was mindful about educating me of possible reasons I would want to keep my insurance but also very validating in my concerns so far. People like Heather making calling into customer service lines enjoyable. Thank you, Heather for caring about your work and people!!
5

out of 5

POSTED: | BY: Faith McCune

HELP WITH MY CLAIM

I've had a very small claim under review for a while so I decided to call in to see what was actually holding it up. Kelsey not only clarified what was missing, but also called the vet hospital to get the document necessary to clear the claim. That was something I was expecting to do myself, but she sure made it easy for me.
1

out of 5

POSTED: | BY: Yesi Salceda

Worst customer service

Worst customer service - submitted a claim over a month ago and STILL NO response..

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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