Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 13,945

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Kylea Gleason

A must!

Quick and easy. I’ve been a customer since 2010 originally go pet plan. No change in the level of service. No excess fees, they even gave a discount for being loyal. Easy process, I can access my documents to make sure my cat Forest is covered. It took 2 weeks I think to be reimbursed, reimbursed per policy so no surprises. Very easy to understand. If you’re considering pet insurance do it, It’s like car insurance, health insurance etc, we can pay for it so we are covered and don’t have to foot a large bill.
5

out of 5

POSTED: | BY: Patty Palmer

Claim process

I recently had to make a claim for one of our cats that has been covered by Fetch for a few years. The process was quick and I didn't have to wonder what was going on with the claim. I was kept informed of the status and navigating information on the app was easy.
5

out of 5

POSTED: | BY: ADG

My cherished 13 year old got seriously ill quickly

My cherished 13 year old has had some serious health issues over the last two months. I got the immediate care that he needed without hesitation. Vet costs are very high but as pet parents we always want to do whatever it takes, regardless of the cost at that time. The bills really racked up pretty quickly. I submitted everything to Fetch and they reviewed everything and approved all of the outstanding bills. I continue to get follow-up care to ensure my baby is out of danger and doesn't have a relapse. I'm so grateful that Fetch has continued to pay as I'm a retiree on a fixed income. Filing a claim is easy. TY from the bottom of our hearts. Date of recent experience was 10/14/22 but his health issues started early September.
5

out of 5

POSTED: | BY: Mingyi Yang

Thanks for fetch reimburse us the money…

Thanks for fetch reimburse us the money so fast. Our pet was in hospital for a couple of days and the cost is not a small number for the family. The reimbursement for Fetch means a lot for our family!
5

out of 5

POSTED: | BY: Ben Kerschberg

Megan Sparks is wonderful.

I am happy to praise my experience with Ms. Megan Sparks. Pet owners know that the cost of care can be scary, and so too can the cost of insurance. I was nervous when I called about I called with difficult questions about my pets' deductibles. Megan was able to answer each of them. Given the math involved, we went through a number of hypotheticals, and Megan was able to show me where I was incorrect in my calculations or understanding of the policy. She did so kindly and with a great deal of reassurance. I was also extremely impressed by how knowledgeable Megan was when it came to the details of the plans. I would rate my call with Megan as the single finest customer service experience I have had in years. Megan deserves a great deal of praise from everyone at Fetch. -- Ben Kerschberg

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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