Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,685

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,685

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Vanessa McKinney

An Amazing Peace Of Mind

Our family suffered the loss of our beloved 14 year old Ridgeback in May of 2023. Our solace came from our neighbors Akita who lovingly always greeted us kindly and looked for her friend our beloved Oli nearly every day. My youngest son - who had been particularly close to our dog - wanted a dog for graduation, although we were still feeling our loss his dad and I agreed. Enter a 10-month old Akita who we renamed Kofe. From the moment my son met him in the shelter, they had a strong bond. Everything was going beautifully, we took Kofe everywhere our family went - until August 2023 when the dog became violently ill. We rushed him to our family vet several times and as he continued to decline, we ended up taking him to the Vet Urgent Care who immediately referred us to The Ohio State University Vet Hospital. He was in ICU and our son was devistated...we all were worried, would we lose the dog that was just beginning to fill the whole in our hearts? Money put aside to make necessary house repairs had to be used for the dogs care instead. The expense was big. It was a huge relief that after a frightening week Kofe turned the corner and stabelized - finally allowing us to take him home. Enter Fetch Pet Insurance, although there were a couple of occasions where I wish I could of asked a question specifically to our adjuster, overall submitting the documents and receiving some recovery was a beautiful experience. Our dog is doing well now and our vet is still following him closely. Our son has him by his side almost always. Plus, Thanks to Fetch we were able to get our home repairs done after all. I hope you understand, beyond a claim number or documents submitted, there is a family making a choice to save the life of a fury family member who means the world to us. Fetch gave us an amazing peace of mind, knowing that moving forward our dog has excellent coverage.
5

out of 5

POSTED: | BY: Carla Sparkler

Consistency

I've had the same insurance for my dogs since they were puppies. I've been completely satisfied and would recommend Fetch to anyone looking. Great company and highly recommend
4

out of 5

POSTED: | BY: Ricolas

Pet Insurance is a NECESSITY

Pet Insurance is a NECESSITY for any Pet Parent. Learn from my mistakes and purchase IMMEDIATELY before anything could be considered “pre-existing”. You are going to have vet bills. Period. You might as well have reassurance that you can be reimbursed for what you’re going to be spending ANYWAYS. Animals have a right to live a healthy life. That is the responsibility you are taking on with a pet. Be responsible. Fetch has THE most comprehensive dental health coverage on the market. My baby had no dental issues… until he did… and needed 5 teeth removed. Fetch covered it completely, within the conditions of my policy AND pre-approved his sister who is showing slightly less severe signs of gingivitis but signs nonetheless. Had I not had to pay my 250$ deductible… my baby’s 750$ dental surgery would have only been 75$ out of pocket… it’s all about the LONG RUN.
5

out of 5

POSTED: | BY: Andrea Viel

I Had an Outstanding Experience!

I had an outstanding experience this year with Fetch. I’m a health insurance cynic and was dubious, but after spending close to $10,000 on my previous dog for eye infections and eye surgery only to have to put that dog to sleep, I decided to invest in pet insurance for my new puppy, who is now 2 and a half. Unfortunately, we had three claims this year which were reimbursed quickly at 90% after the deductible, no fuss, no bother. Believe me, I did my research and Fetch seemed the most honest and straightforward policy to choose.
5

out of 5

POSTED: | BY: Toni Hill

Reimbursed dental surgery bill very…

Reimbursed dental surgery bill very quickly.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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