Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,685

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,685

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
3

out of 5

POSTED: | BY: Mia DeMeo Carr

Price keeps going up and up

I liked fetch in the beginning. I signed my dogs up as soon as I got them, thinking i would have a low rate locked in for life before anything unforeseen would happen or be discovered. Because Isn’t that how insurance works? Get it early when they are healthy? But The price goes up every year. When I’ve asked it’s “because of the dogs in my area” what? What about MY dogs? Why do sick dogs in my area make my rates go up? I am paying more for my dogs insurance than my own. I am considering cancelling
5

out of 5

POSTED: | BY: Pat Brown

Pay fairly and abide by their contract

Pay fairly and abide by their contract. Payment timely and if behind in claim review, will let you know. My vet recommended.
5

out of 5

POSTED: | BY: Mandy Howell

Fetch has made getting my first dog a…

Fetch has made getting my first dog a breeze! Easy claim submission and reimbursement.
5

out of 5

POSTED: | BY: Mike Butz

Fetch has been reliable to reimburse us…

Fetch has been reliable to reimburse us for our sick Lab when he was hospitalized. This really helped with the $10,000+ bill!
5

out of 5

POSTED: | BY: Pam Jahnke

Thrilled I've Got Fetch

I am so thrilled first, that I got pet insurance, and second - that I picked Fetch. Very easy to understand and straightforward. Response time has been pretty good as well! You receive frequent updates on claims and explanations on results. You can also pull up records even after a claim has been settled. Both of dogs came down with pneumonia this fall that would have been thousands in expenses with no recoup. Thanks to Fetch, that's not the case!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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