Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 9,113

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Job Seeker

Gratitude

We are grateful for the service you perform.....we have had policies for years and prayed we'd never need it. We have done everything in the way of best practices caring for our pets with proper nurishment, exercise and love. However, illness still strikes and it is costly. The stress level is tremendous when a loved one is ill, as we all know. Fetch has our back helping with financial obligations which allows us to sleep a bit better at night . All 3 of our pets have needed Fetch at different times, and now concurrently. I manage the process of online submission of claims fairly well. I am able to trust Fetch with my direct payment method of reimbursement. I do wish for a quicker return time between our submission of a claim and final approval but I do understand each claim requires careful evaluation. From a technological view, in future I see a need for Fetch to figure out how I can submit 2 different invoices I am charged for into one claim for a vet so that it does not invalidate the total cost of 2 or more invoices being submitted. The online system only acknowledges the second invoice instead of adding the 2 invoices together. So when the happened what I did was to explain what is going on with 2 invoice totals in the introductory box where I explain why I am presenting a claim. If you call me maybe I can explain this part better. Again, we are so grateful for your financial support to our 3 therapy fur babies. We were originally recommended by our primary vet office staff friend to use Fetch and recommended which policy to use around 2010 and we are so thankful for that strong a recommendation. I innocently never thought we'd need pet healthcare so badly. It is a hard journey. We pay Fetch premiums and forgo many a vacation or restaurant to pay those premiums because the health of loved ones, human or pet, come first no matter the sacrifice.
5

out of 5

POSTED: | BY: Job Seeker

Gratitude

We are grateful for the service you perform.....we have had policies for years and prayed we'd never need it. We have done everything in the way of best practices caring for our pets with proper nurishment, exercise and love. However, illness still strikes and it is costly. The stress level is tremendous when a loved one is ill, as we all know. Fetch has our back helping with financial obligations which allows us to sleep a bit better at night . All 3 of our pets have needed Fetch at different times, and now concurrently. I manage the process of online submission of claims fairly well. I am able to trust Fetch with my direct payment method of reimbursement. I do wish for a quicker return time between our submission of a claim and final approval but I do understand each claim requires careful evaluation. From a technological view, in future I see a need for Fetch to figure out how I can submit 2 different invoices I am charged for into one claim for a vet so that it does not invalidate the total cost of 2 or more invoices being submitted. The online system only acknowledges the second invoice instead of adding the 2 invoices together. So when the happened what I did was to explain what is going on with 2 invoice totals in the introductory box where I explain why I am presenting a claim. If you call me maybe I can explain this part better. Again, we are so grateful for your financial support to our 3 therapy fur babies. We were originally recommended by our primary vet office staff friend to use Fetch and recommended which policy to use around 2010 and we are so thankful for that strong a recommendation. I innocently never thought we'd need pet healthcare so badly. It is a hard journey. We pay Fetch premiums and forgo many a vacation or restaurant to pay those premiums because the health of loved ones, human or pet, come first no matter the sacrifice.
5

out of 5

POSTED: | BY: Job Seeker

Gratitude

We are grateful for the service you perform.....we have had policies for years and prayed we'd never need it. We have done everything in the way of best practices caring for our pets with proper nurishment, exercise and love. However, illness still strikes and it is costly. The stress level is tremendous when a loved one is ill, as we all know. Fetch has our back helping with financial obligations which allows us to sleep a bit better at night . All 3 of our pets have needed Fetch at different times, and now concurrently. I manage the process of online submission of claims fairly well. I am able to trust Fetch with my direct payment method of reimbursement. I do wish for a quicker return time between our submission of a claim and final approval but I do understand each claim requires careful evaluation. From a technological view, in future I see a need for Fetch to figure out how I can submit 2 different invoices I am charged for into one claim for a vet so that it does not invalidate the total cost of 2 or more invoices being submitted. The online system only acknowledges the second invoice instead of adding the 2 invoices together. So when the happened what I did was to explain what is going on with 2 invoice totals in the introductory box where I explain why I am presenting a claim. If you call me maybe I can explain this part better. Again, we are so grateful for your financial support to our 3 therapy fur babies. We were originally recommended by our primary vet office staff friend to use Fetch and recommended which policy to use around 2010 and we are so thankful for that strong a recommendation. I innocently never thought we'd need pet healthcare so badly. It is a hard journey. We pay Fetch premiums and forgo many a vacation or restaurant to pay those premiums because the health of loved ones, human or pet, come first no matter the sacrifice.
5

out of 5

POSTED: | BY: Job Seeker

Gratitude

We are grateful for the service you perform.....we have had policies for years and prayed we'd never need it. We have done everything in the way of best practices caring for our pets with proper nurishment, exercise and love. However, illness still strikes and it is costly. The stress level is tremendous when a loved one is ill, as we all know. Fetch has our back helping with financial obligations which allows us to sleep a bit better at night . All 3 of our pets have needed Fetch at different times, and now concurrently. I manage the process of online submission of claims fairly well. I am able to trust Fetch with my direct payment method of reimbursement. I do wish for a quicker return time between our submission of a claim and final approval but I do understand each claim requires careful evaluation. From a technological view, in future I see a need for Fetch to figure out how I can submit 2 different invoices I am charged for into one claim for a vet so that it does not invalidate the total cost of 2 or more invoices being submitted. The online system only acknowledges the second invoice instead of adding the 2 invoices together. So when the happened what I did was to explain what is going on with 2 invoice totals in the introductory box where I explain why I am presenting a claim. If you call me maybe I can explain this part better. Again, we are so grateful for your financial support to our 3 therapy fur babies. We were originally recommended by our primary vet office staff friend to use Fetch and recommended which policy to use around 2010 and we are so thankful for that strong a recommendation. I innocently never thought we'd need pet healthcare so badly. It is a hard journey. We pay Fetch premiums and forgo many a vacation or restaurant to pay those premiums because the health of loved ones, human or pet, come first no matter the sacrifice.
5

out of 5

POSTED: | BY: Job Seeker

Gratitude

We are grateful for the service you perform.....we have had policies for years and prayed we'd never need it. We have done everything in the way of best practices caring for our pets with proper nurishment, exercise and love. However, illness still strikes and it is costly. The stress level is tremendous when a loved one is ill, as we all know. Fetch has our back helping with financial obligations which allows us to sleep a bit better at night . All 3 of our pets have needed Fetch at different times, and now concurrently. I manage the process of online submission of claims fairly well. I am able to trust Fetch with my direct payment method of reimbursement. I do wish for a quicker return time between our submission of a claim and final approval but I do understand each claim requires careful evaluation. From a technological view, in future I see a need for Fetch to figure out how I can submit 2 different invoices I am charged for into one claim for a vet so that it does not invalidate the total cost of 2 or more invoices being submitted. The online system only acknowledges the second invoice instead of adding the 2 invoices together. So when the happened what I did was to explain what is going on with 2 invoice totals in the introductory box where I explain why I am presenting a claim. If you call me maybe I can explain this part better. Again, we are so grateful for your financial support to our 3 therapy fur babies. We were originally recommended by our primary vet office staff friend to use Fetch and recommended which policy to use around 2010 and we are so thankful for that strong a recommendation. I innocently never thought we'd need pet healthcare so badly. It is a hard journey. We pay Fetch premiums and forgo many a vacation or restaurant to pay those premiums because the health of loved ones, human or pet, come first no matter the sacrifice.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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