Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,685

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,685

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Beth Brinson

I spoke with Tattianna Smith and she…

I spoke with Tattianna Smith and she was perfectly wonderful! She obtained all necessary records and invoices from my vet and forwarded them to the appropriate department. You are so fortunate to have such a kind, patient and caring employee. I am so grateful to her for all her efforts on my behalf.
2

out of 5

POSTED: | BY: Debra Alicea

My claims take weeks to be processed if…

My claims take weeks to be processed if they even get approved. I have to make constant phone calls to Fetch as well as my vet for the same paperwork I already submitted and this happens for all my claims. None of my claims have gone through without some kind of delay or issue. It feels like they are doing everything they can to not pay the claim.
5

out of 5

POSTED: | BY: Darlene Breedlove

Great assistance!

Don was so patient with me and was able to assist me. He was professional and explained what to do in a manner which helped me to know what to do. Thanks Don!
5

out of 5

POSTED: | BY: Kathleen Schmitt

Ari was great

Ari was great! Answered every question. Was a great help! Wish everyone I delt with on the phone was as knowledgeable and friendly. She is an asset to your business.
2

out of 5

POSTED: | BY: Sandy

Fetch advertises that it pays claims in 14 days...not true!

Update: After I posted this review Fetch reached out and approved our claim within 24 hours and I was paid in a few days. Fetch advertises that it pays claims quickly, normally 14 days. We had an emergency surgery with our guy in September and I filed my claim on 10/2, it still hasn't been paid. The frustrating thing is that they cannot tell me when it will be paid. They wait for almost 30 days, ask another question and then tell you it can be 30 days from the previous time you answered their question. I know it's a very big claim but I put these expenses on my credit cards back in September, thinking that Fetch would pay in a timely manner but that has not happened yet. I still cannot get an answer on when it will be paid.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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