Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,685

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,685

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Veronica Picon

Fetch insurance is the absolute best hands down

Best pet insurance in the market, my experience with this company has been the absolute best. Had it for 7 years and only started using this year after my cat’s cancer diagnosis. Everyone is helpful, caring and loving. Understanding to a point that help you process claims and expedite payment. They are truly amazing!
2

out of 5

POSTED: | BY: Anita Schoenfeld

Slow claim service low reimbursement high premium

Slow claim service, deductible is significant compared to typical total charge of a vet visit resulting in either no reimbursement and the coverage for regularvists are also subject to their reduced pricing (eg bill for regular visit is $275 and they reduce it to their allowed amount less the deductible). Bottom line is $80+ in monthly premium gives you minimal reimbursement. Coverage isnt worth it
5

out of 5

POSTED: | BY: Kitty

Personable reps and extremely easy claims filing

My first experience was with one of your sales reps. She was very informative and if she didn’t know the answer she reached out to her colleagues. I spoke with many companies and was most impressed with your rep esp since it was an in person phone convo. Submitting claims is easy and very simple. The response time on wellness visits was amazing.
5

out of 5

POSTED: | BY: Ana Ordaz

Nice!!!

They are very helpful and transparent. Multiple options for you and your pet. Great service and stuff. My cat Priscilla and I are very happy with it! :)
5

out of 5

POSTED: | BY: Angela Baker

I was gifted policies for my pets

I was gifted policies for my pets. I said nah we won’t need them. Sure enough my pet got so sick and we spent upwards of $15K just to get a diagnosis. It was a nightmare to go through. My initial dealing with fetch was upsetting. Her case wasn’t black and white and we had so many claims. Once I figured it all out I was very pleased with fetch and the ease of submitting things (once I fully understood how it had to be done). I don’t think my pet would be here today with this policy. In the many times I’ve called customer service, I’ve been so pleased with the people on the other end of the phone. We are renewing our policies this year and adding on wellness packages and I added another pet. I hope should we need it, this will be here to save us. It’s a bit pricy for most but I do think they have some good options to choose from.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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