Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,689

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,689

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
2

out of 5

POSTED: | BY: Brinna B

Misleading

I adopted a cat from a shelter who was healthy as could be. The shelter suggested and signed me up for Fetch. I noticed a week after bringing her home that she was sneezing. I decided to add on the preventative care which said it waved the waiting period for check ups. Took her in for the check up and the doctor gave her a shot of antibiotics to be safe. Bill denied. Took her in for a follow up and a second round of antibiotics. Bill took a month to process and then denied. This was a “prior condition” so it wasn’t covered. Honestly the biggest waste of money and time. I will be canceling. Cheaper to pay out of pocket.
5

out of 5

POSTED: | BY: Susan Mello

Agent I spoke to was polite

Agent I spoke to was polite, pleasant and helpful. I'm new with pet insurance, but so far, I'm impressed. When I send in a claim, they let me know they have received it and how long it will take to process. I'm very impressed with their service.
5

out of 5

POSTED: | BY: Squeegeedude

Very helpful and sympathetic to my…

Very helpful and sympathetic to my needs for my beloved dog Madelyn
5

out of 5

POSTED: | BY: Neal

Kelsey took care of me quickly and…

Kelsey took care of me quickly and efficiently.
5

out of 5

POSTED: | BY: Ginger Wynia

I have had to call to get my dogs…

I have had to call to get my dogs claims expedited a few times & I have had Emily the last 3 times. Her customer service skills are amazing. The company is very lucky to have her. She's always gone above & beyond when I call.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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