Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,689

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,689

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Barbara Smith

The best pet insurance you can find!!!

Always covered our claims as promised in a timely manner and gave us our beloved Sparky another 2 wonderful years to be with us. As excellent a pet insurance you can find. I recommend them without reservation.
5

out of 5

POSTED: | BY: patricia berta

Ky LaViner was very helpful and patient…

Ky LaViner was very helpful and patient listening to my story and questions concerning my pet's emergency visit. The explanation was clear and I was sent links to file my claim. Thank you for all the help.
2

out of 5

POSTED: | BY: viola pope

I submitted claims for my pet back in 2022

I submitted claims for my pet back in 2022 and to date I am still fighting to get the claims paid. Our claims have been closed because someone failed to advise what else is needed to complete the process. Fetch requested medical records from the adoption agency, the vet, and I sent in a 28 page medical report as requested, but the claims remained closed because no one informed me of the additional report that in needed to completed the process. Here it is going on nearly two years and still nothing had been done until I thought to call Fetch and see what the hold up was. That is when I was told that the emergency notes of the doctor was needed. I am a new pet parent and I learning what and how to do what is necessary to be done. Fetch should have sent me a message to let me know additional information for my little boy claims to be paid. Very unhappy with the way I have been treated and I hope no one else have to go through what I am going through to get my claims paid. Fetch please advise your staff to communicate with the pet parents better than I have been communicated with.
1

out of 5

POSTED: | BY: Queen Michele

I am so very saddened that I have to…

I am so very saddened that I have to find another pet insurance for my dear 3-year old Papi-Poo, Quincy. I joined Fetch in March of 2023. I had Quincy examined and uploaded the document within the time frame required when you first sign up. His monthly bill was directly taken out monthly. It wasn't until November of 2023 that he started limping and I took him to the Vet. Turns out it was Medial Luxating Patella. A common joint ailment in his breed. Anyway, the bill was $384. and some change. The deducible is $300. I pay the bill and submit/upload proper paperwork for the $84. This is when the nightmare began. I submitted paperwork for 5 times over a 2month period. It's in review, then more documents are missing, then it's in review, the more documents are missing. I have emailed, and even talk to a human who claimed she fixed the problem. Only to see documents still missing. I cancelled my insurance today and will eat that $84. I'M SO DISAPPOINTED IN FETCH'S CLAIM PROCESSING SYSTEM. I had a horrible experience with them.
5

out of 5

POSTED: | BY: HH

Kyann LeViner was my Fetch representative on new wellness policy details.

Kyann LeViner was my Fetch representative on the phone today, and she was extremely helpful. I called to better understand the new wellness policy options for my dogs. Kyann was able to seamlessly answer my questions, and to provide insight as to how the coverage is applied and reimbursed.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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