Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 12,143

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Daniel Fonnegra Sepúlveda

The best insurance

The best insurance they have been taking care of my emergencies fast. More than happy with the insurance. Thank you Fetch
5

out of 5

POSTED: | BY: Marcus Talley

Great pet insurance would definitely…

Great pet insurance would definitely recommend to others
5

out of 5

POSTED: | BY: Justine Shishkoff

This insurance is the best pet…

This insurance is the best pet insurance out there. I never thought I would need it and two teachers at my school recommended the same pet insurance and didn’t even realize it. I got it and thought I would never use it. Only a few months having it my dog ended up eating a plastic toy he couldn’t pass naturally. We weren’t sure what it was at first. Went to emergency rooms after emergency rooms and 1,000$ here 1,000there 900$ X-ray I was tired and cryin every day. Finally went to one hospital in Carle place by who did the surgery. I thought Fetch would never refund me since I didn’t have it that long,but I was absolutely wrong. The refunded my account the percentage that was in the contract. The online claims site is easily to use and my money was in my account quickly within days. Fetch I can honestly say during these times when everything is going up and prices are so high I am truly grateful for what you guys did.
5

out of 5

POSTED: | BY: Bruce

Great company and customer service

My first experience with pet insurance and Fetch was excellent. Easy to get thru to talk with an agent and very quick and responsible for claims processing and payments. I cannot say enough about my positive interactions and claim handling with this company. They do a great job with customer service!
1

out of 5

POSTED: | BY: Anne

Do not switch to Fetch if you're already insured.

Considering pet insurance? Do NOT sign with FetchByTheDodo. After adopting a cat from Oregon Humane Society in June, we were incentivized to set up Fetch plans for all of our cats, who were then insured by a pricier company. So we did. Weeks later, our entire household was infected by a parasite that the poor cat brought home. Thankfully he's better now, but our other cats aren't. Fetch has denied every claim related to this parasite by labeling the infections as "pre existing." We're lucky to have never needed to use our past pet insurance. The last time any of our cats needed a vet visit was 2018. No conditions or illnesses, as documented by our previous insurer. Fetch is able to justify denial because we don't have recent vet records. We did not know that any illness we unwittingly brought home with our new cat would not be covered. We should not have been advised to switch over without also having been communicated the risks. And because we switched, our previous insurer has told us they may not "take us back." There isn't much we can do at this point aside from being vocal about our experience with Fetch and to encourage others not to sign on. This is not a superior pet insurance provider. Don't let The Dodo's animal-obsessed image or their reasonable prices fool you.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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