Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 12,143

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Smart Corgi

Fetch is Fantastic

I love Fetch. They are a fantastic company--prompt in processing claims, they have a wide range of coverage options.
5

out of 5

POSTED: | BY: Mark McDonald

Janelle was very thorough with us and…

Janelle was very thorough with us and patiently answered all of our questions.
1

out of 5

POSTED: | BY: Ben

Horrible insurance that will delay your…

Horrible insurance that will delay your claim and then reject it only to ask for more information and then reject again. DO NOT USE THEM
3

out of 5

POSTED: | BY: Allison Chess

I don't feel like much is covered

I don't feel like much is covered. Of the 2 claims that I submitted, Over the past 2 years, I think the average reimbursement is less than 20%. I realize pet insurance is probably more beneficial if you have a major emergency.
1

out of 5

POSTED: | BY: Kristen Thibeault

HORRIBLE customer service

HORRIBLE customer service! Spoke with two people, one who was a manager, who could not give me any information as to why my dogs premium increased $200 a year. Never filed any claims on my 2 dogs during my 3 years with them and still got this enormous increase. They could not have cared less to help or look further into it. Disappointed and Embrace Insurance had better rates.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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