Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 11,885

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Laura

Every Pet Should Be Insured

An amazing company that I would never go without. They have been wonderful with the 3 pets we have insured with them (2 cats, 1 dog) for 11 years. They are prompt in processing claims and are completely transparent with their process. I don't know what we would do without them.
5

out of 5

POSTED: | BY: Yvette ramirez

Great plan and service

Great plan and service! I've never had any issues processing claims. I have both pets insured with Fetch. I appreciate it, thanks!
1

out of 5

POSTED: | BY: Carolina F

Honestly the WORST experience with Fetch

Honestly, loosing your fur baby is a painful experience, but dealing with Fetch from day one that I submitted my claims has been nothing but road blocks. Do not waste your money in buying pet insurance, they’re not going to pay you a penny. You submit your claim and it’s like, “from your doctor visit on 12/25/19, we need to see the Dr.’s notes” they just make up dates to delay. No, there was no exam on 12/25/19 that was Christmas Day and the office does not open on Christmas Day. And you ask a question about something and you can’t talk to a human being, it’s all cold hard texts. Waste of money.
5

out of 5

POSTED: | BY: Duane

Absolutely True Story

I purchased my Fetch plan a few years ago. Recently my 5 yr. old Golden Retriever started acting funny. She stopped eating and drinking. After a few days, she curled up in ball and just laid there not moving. We had to carry her to the car to get her to the vet. We took her to our regular vet. No help. We took her to an emergency animal hospital. No help. Finally, we took her to a specialist about an hour from our house. At this point I had accrued about $1,000 in vet bills. But the big shock was about to come. The vet specialist showed me an estimate of just over $6,000 for her treatment. Having Fetch I knew that I had coverage for her. But I will be honest, I never tried to use it before. So I was a little nervous. Would they actually pay? I was about to find out. I authorized the treatment and hoped for the best. My dog turned out fine. She is as good as new. Following her treatment, I submitted all of my bills to Fetch. It was soooo easy. Done right on line. I was responsible for a $300 deductible and a 20% co-payment. In less than two weeks I receive a check for about $5,300. And even better yet. The amount was directly deposited into my checking account and I was able to quickly pay off the money I had to borrow for my dog's treatment. I HIGHLY RECOMMEND FETCH. I HOPE YOU NEVER NEED IT. BUT IF YOU DO, YOU WILL BE GLAD YOU HAVE IT!!!
5

out of 5

POSTED: | BY: A. Lynch

So happy to have Fetch

My puppy needed to go to the emergency room 2 days after his Fetch policy kicked in- I'm so happy I got the coverage! This puppy is only 6 months old and we've had to use Fetch a few times. The reimbursements have always been fair and prompt!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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