Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 12,143

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Lisa Anne Clark Stearnes

Such an easy stress free process

Such an easy stress free process! I only had this insurance for 6 months when my French IR need soft palette reduction surgery that was around $3800. I submitted the approximate cost for pre approval and everything was handled and approved within a few days. No hassle whatsoever. It’s already paid itself 10x over!
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5

out of 5

POSTED: | BY: Arianne

I have been super happy with Fetch Pet…

I have been super happy with Fetch Pet Insurance! My dog recently had a series of health challenges, which included needing a significant bladder surgery. My claims were processed in a really timely manner, and when I had questions there was always someone available to chat with me. I've recently told neighbors about my experience, and they've registered their dogs as well!
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5

out of 5

POSTED: | BY: Amanda

I will never not have pet insurance…

I will never not have pet insurance because of Fetch! Easy to submit claims and receive refunds in a very timely manner!
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2

out of 5

POSTED: | BY: Julia

Don’t Use Fetch

We have had Fetch for a year now and overall, we have been happy with the company. However, when a year expired, and our policy was going to end, I wanted to increase coverage from $5k to $15k a year. But because my puppy had a few claims that were typical puppy incidents, Fetch would not allow me to change it, for the duration of a lifetime. It seems absolutely ridiculous that I couldn’t upgrade my plan due to a few minor claims. I easily got a better policy with another company, but left with a sour taste in my mouth with Fetch.
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5

out of 5

POSTED: | BY: Mike

Great Service

My puppy fell off our bed and broke his paw. Thank goodness for Fetch Pet insurance. Submitting the claims was a breeze and after the initial claim, the payments came quite quickly. We had to have his cast removed and replaced once a week and it was all covered once the deductible was met. Great service!
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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