Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 11,631

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: trixie white

these people suck

man if i knew something the old vet set 5 years ago would screw us on our end we wouldnt of paid all that money for years my dog had bad teeth i knew that but i thought they would cover what happen in 2023 not what a doctor said 5 years ago her eye and cheek bad so we paid for that and her teeth next day and we paid that but again for a vet saying tar tar 5 years ago so enjoy our money customer service was awesome but the answer sucked now we have to pay back 2400 because they declind us :) u have been warned watch out
5

out of 5

POSTED: | BY: Yvette

We had a very expensive bill after a…

We had a very expensive bill after a traumatic injury to our pet. My husband was in sticker shock, but I knew we were covered because of Fetch. The reimbursement was very welcome, and the process was easy.
1

out of 5

POSTED: | BY: Ron Sokol

There are a lot fairer insurers

Fetch is unfortunately engaged in very high annual premium increases, at least as far as we are concerned. If you are with Fetch be very careful when you get any renewal notice. Fetch will take "factors" including your zip code and may increase your annual premium substantially. There are other very credible, reliable pet insurers who are less costly than Fetch, and I would venture to say as competent, gracious and all the other good things. In my view, just me folks, but I consider Fetch to be a rip off because of very high premiums, increasing yearly at a dramatic rate. I did call to talk it out with a customer rep who was courteous but not helpful; the only thing that worked is cancel and go with Spot.
3

out of 5

POSTED: | BY: Selena Atkinson

Was amazing when it was GO Pet Plan but....

I've had policies for my dogs starting in 2018 ( when I had 1 dog and 1 cat ) now have 3 dogs on insurance policies and 1 cat. I had one claim when it was still GO pet plan and the review process was quick, simple and not a headache - it was great and I always reccomended it. Now, since being "fetch by the dodo" I had my dog in for emergency care, filed a claim on Feb 22 and have not had any further communication from the company despite my attenpts to contact them. Every time I call I get voicemail, every time I email the response is never helpful or informative. Adding extra documents to a file is also near impossible and again, when you call to ask for help it's automated or you get voicemail. Frustrating to deal with considering you carry a policy for this long, pay over 3k out of pocket for treatment and can't even get in touch with the company. The policies in theory are great, but the customer service so far has been frustrating beyond belief. Will definitely try FURKIN with the next animals unless something changes.
5

out of 5

POSTED: | BY: Sharon Appelbaum

Excellent customer service

I contacted Fetch on 3/17 to discuss my account. It was a call I didn’t want to make but I had to. To my relief, I was greeted and help by probably the most friendly and helpful customer service person I have ever encountered. Denise Ariale understood my financial worries and helped me see that I could still afford to keep coverage on my two pets. While doing so, she was so friendly and personable. She truly cared about me and my pets’ well being. I thought I was going to have to give up coverage all together. I am retired now but when I was working, I was a manager in the customer service industry. Denise’s manner, knowledge, understanding, and problem solving ability were everything I used to look for in an employee. These are indeed very rare traits to find. Hang on to her!!!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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