Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,691

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,691

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
4

out of 5

POSTED: | BY: Perry Motter

long term member

I have been a subscriber since even before the company converted the name to Fetch. The first couple of Fetch claims took some back and forth communication, but the updated claims procedure has been easy, efficient and positive. Obviously, we are satisfied with coverage and continue to be a loyal customer.
5

out of 5

POSTED: | BY: runstarrun

I am very pleased with the service I…

I am very pleased with the service I have gotten from FETCH. Any questions I have are answered quickly. They do what they promised.
3

out of 5

POSTED: | BY: Russ

Lots of documentation but worth it in the end.

There is a lot of required and/or specialized documentation. I guess I get that, but I was asked a couple of times for things that I had already sent itn. One thing I didn't like was that they wanted me to submit all the records our dog ever had, going back to his birth. Once I got all that straightened out, things went very smoothly. My first claim all went to deductible, and the second went mostly to deductible. After that, they paid quickly and seemlessly. My next review will probably be higher since the initial documentation is complete.
5

out of 5

POSTED: | BY: Sheila McCarty

Considering insuring your pet? Try Fetch

Fetch is a comprehensive emergency insurance that recently added wellness as an option to policies [ I added it at renewal]. Grateful to have Fetch on our side. After a year, my dog required emergency surgery and Fetch covered their percentage promised in my policy. Very grateful my dog was insured. Emergencies are unexpected!!
5

out of 5

POSTED: | BY: Yuki

First-Time Pet Insurance, Now Fetch Forever!

Two years ago, we adopted the sweetest kitty who immediately became an essential member of our family. We’d never had pet insurance before but, on a friend’s enthusiastic endorsement of Fetch, figured it might be a good idea. It was the best idea: our young cat turned out to have major unforeseen & rare respiratory issues. Every vet appointment we go to, knowing we have Fetch on our side has been an enormous relief. We don’t dread when they give us an estimate; we don’t have to choose between getting our sweet girl the vet care she needs or keeping a roof over our heads. Fetch’s claims submission is straight-forward & simple - so simple, the first few times we used it I was anxious at how little we had to do, but the seamless experience quickly put me at ease. Just get the medical notes & invoice from your vet, & Fetch processes the coverage within the week. Fetch’s quick, thorough responsiveness has been a literal lifesaver for our cat, & a financial lifesaver for her humans. We’d never had pet insurance before Fetch. Now we’d never again have a pet without Fetch on our family’s team.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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