Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 11,377

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: louise ferry

Insurance denied

Despite charging me an ever increasing monthly amount cumulating in a $167 per month charge (after the latest annual hike)... for $2500 coverage, $400 deductible, and a 90% reimbursement for a period of years, for 10 year old otherwise healthy dog, Fetch denied a dental claim of a little over $1500 based on (they said) a pre-existing condition. That condition being, a being a vet report in 2018 that stated mild tartar was present on the canine teeth. no treatment was recommended at the time., and no exclusion was noted when I signed on with Fetch a couple of months later. (despite them requesting all the vet notes from my vet). I have to say though, the reps on the phone were excellent, and totally understood my concerns and respected my decision to cancel the policies that I held with Fetch. save your money and go to an insurer that pays out. If a big claim happens, you need to know the insurance company has your back when you need it, and doesn't look for reasons not to pay
1

out of 5

POSTED: | BY: Deborah

Horrible customer service at Fetch…

On Feb 6th I posted a negative review about Fetch pet insurance as they refused to pay my claim for my cat Charlie’s tooth resorption consultation with a board certified dentist which was recommended by my vet who felt the situation warranted a specialist. Someone from Fetch commented on my post asking for more info and said they would look into it Even though I had provided my policy number in the original post. I provided the policy number again. That was 10 days ago and I have not heard back from anyone at Fetch. Obviously that was a disingenuous attempt to sound like they were responding to my complaint. This company is bad news. Horrible customer service
1

out of 5

POSTED: | BY: anthony burt

for one thing that need to stop …doesn't cover anything

for one thing that need to stop advertising their insurance incorrectly. They claim to cover all emergency visits but they are not being honest. They let our Baby die and wouldn't even give us a courtesy email to deny us. just nothing and now they are giving us crap about paying back the 90% of a 5500.00 vet bill. they took out money for 2 accounts for the same pet for 2 years and if we hadn't caught it they still would be. my dog died because these people would not help us. don't get this insurance it doesn't do what it says it will. Rebecca Bevel
5

out of 5

POSTED: | BY: Стефка Илиева

covered our cat's chemotherapy needed for her lung cancer

We have had our 2 cats insured with Fetch for 14 years, since they were 5-month-old kittens. Our cat Charlie was diagnosed with lung cancer last year. We have had 5 rounds of chemotherapy done since the diagnosis. Once I submit the chemo claim on Fetch’s website it gets filled within several business days. The vet bills have been one less thing to stress about.
5

out of 5

POSTED: | BY: Pinky's mom

Top Notch Customer Service Rep

I called today because I have been experiencing problems with changing my password to log in to file a claim. I was extremely frustrated as this same thing happened a couple of weeks ago. I am a caregiver for my 96 yr old and just don't have the time to keep trying to change my password to log in and not being able to. Megan Sparks was my customer service rep and she is FANTASTIC! Patient, listens well, knowledgeable, explains well and very thorough. I was extremely pleased with her expertise and kind and caring help. I recommend a well deserved raise and promoting her to become a trainer for your customer service dept. Thank you for a superior staff member!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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