Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 11,377

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Sidney Brar

Very good

Very good, mailed cheque out quickly
2

out of 5

POSTED: | BY: Janie

Unhappy customer

We first purchased our dog's insurance through Pet Plan when she was about 3 months old. At sometime it was taken over by Fetch. We had never had to submit a claim until this year. I don't recall PetPlan having a time limit to submit a claim. Our dog had her first injury earlier this year. It would have barely covered the $300 deductible, so I didn't submit it immediately. A few months later when she was bred, she miscarried. After which I submitted both claims. At which time I learned that I was slightly past the time limit to submit the first claim, so it was totally denied. Ironically we had problems with Fetch sending us information about some other dog that wasn't even our dog for about a YEAR before I got someone to get it corrected. Yet the company expects the customer to submit claims in a short time, far shorter than a year.
5

out of 5

POSTED: | BY: KENNETH

Easy to use

They have been responsive to all my requests. Payments have been made in a timely manner.
2

out of 5

POSTED: | BY: GM

If they pay you too much they will lower your coverage

Lowering coverage for people who have been paid “too much” in claims is really scummy. I think people would be more understanding with a premium increase, not being forced into a less than ideal plan.
5

out of 5

POSTED: | BY: Janet Schellenberger

Very easy to submit the claim and paid…

Very easy to submit the claim and paid me much quicker than I thought.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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