Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 26,284

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Christine Wagers

WELCOME BRUCE

Since Bruce is new to our family and was in foster care for about 2 months prior to April 5, 2025, I don't have any medical records to share. From my understanding, before being fostered, he was in a home with an elderly person who could no longer take care of him. At the vet, Bruce received basic shots and was neutered and chipped, if he wasn't already when he arrived at Oberlin Animal Hospital. He originally was taken in to Oberlin on 11/20/24. It was noted that he was under weight, so the foster mom fed him 4 times a day to get him up to par.
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5

out of 5

POSTED: | BY: Safiyyah D.

I have all 6 of my cats on Fetch and…

I have all 6 of my cats on Fetch and have had no issues with their claims. Very thankful for all the coverage received so far. Already saved thousands on medical bills. I appreciate the swift turnaround.
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5

out of 5

POSTED: | BY: linda teeter

He took over and helped me get extra…

He took over and helped me get extra coverage!
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5

out of 5

POSTED: | BY: Denise

Leah was very informative

Leah was very informative. She knows her stuff. She addressed my dog by her name which made it feel more personal than just numbers and dollars. Since she seemed to know so much about Fetch and the Coverage, I felt like I was in good hands.
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5

out of 5

POSTED: | BY: Sharon

Easy claim process!

Leo needed emergency surgery while we were in another state. We found an opthomologist who was able to provide the surgery. Submitted the claims and was reimbursed in a timely manner. Great service and the website was very easy to use.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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