Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 11,885

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Ramsey

So far so good!

I just signed up so I don't have any experience yet with how this works, but so far so good. I choose this company based on a recommendation from a friend and fellow dog lover!
5

out of 5

POSTED: | BY: Monica Gao

My rep

My rep, Josh Sabado, was awesome and really helpful. Friendly and was quick to find answers to my questions, as well as finish setting up my quote and sending to my email!
1

out of 5

POSTED: | BY: B.L. Ochman

If there were minus zero stars for…

If there were minus zero stars for Fetch Pet Insurance I would have chosen that. Long story short: they refused to give pre-approval for teeth cleaning for my 4 year old dog. I had NEVER made a claim in her life until now. While vets have noted that there was minimal tartar on her teeth in the past, NONE of our vets EVER recommended cleaning until this year. Fetch Pet refused, calling the condition "pre-existing" even though my vet wrote a note saying that teeth cleaning was NEVER necessary in the past. I cancelled Fetch Pet as a result and have gone back to Trupanion, which covered my first two dogs. Yes, they are a bit more expensive, but they PAY your claims. And you only pay one deductible per life on any ongoing condition. So, when my Labradoodle had to take 18 pills a day for seizures - for 12 years -- we paid only one deductible and Trupanion paid 90% of the cost every month. Buyer beware. Do not do business with this horrible company. See their ridiculous response below. This was NOT a pre-existing condition.
5

out of 5

POSTED: | BY: Yasmina H

Professional and Comprehensive

After reviewing a few pet insurance companies I finally found one that catered to all that I was looking for at a reasonable price. Josh, the assistant on the phone, was very courteous and answered all my questions :)
3

out of 5

POSTED: | BY: Roselle Gay Villanueva

Takes time to process claim

Takes time to process claim. They took 11 days to notify me they wanted some documents which added the time to wait for the claim. I'm still open to change my review in the future.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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