Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,694

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,694

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Katherine S.

I had the pleasure of speaking with…

I had the pleasure of speaking with Kyann today she was wonderful. She helped me with everything that I needed help with and I appreciated her so much. Thank you for having her as part of your team. Katherine Swezey
5

out of 5

POSTED: | BY: Justin Lien

Laura was super nice and informative

Laura was super nice and informative! She answered our question about our pet's coverage and just genuinely cared about our question. I've maybe written two reviews in my life but when I got off the phone, I even said, I should probably write her a review because this was so helpful and it was refreshing to have great customer service in 2024. Thanks again for your help!
5

out of 5

POSTED: | BY: Norma Rathgaber

I am very pleased with with how easy it…

I am very pleased with with how easy it was to file a claim with Fetch. It was a very smooth transaction, and payment was made promptly. I appreciated that they they provided me direct deposit. Thank you.
5

out of 5

POSTED: | BY: Timothy S

Get Fetch

Excellent customer service for our most loved family member.
2

out of 5

POSTED: | BY: lsg

Good as long as you don't use it

Good if you don't use it... Company was great initially (have had for 4 years), but downgraded my coverage claiming that they paid out more than the premiums they took in. I did the math- that isn't true. Also, my friend has the exact same dog (littermates) with very similar claims and she was given options that were different from me. They can't get the story straight. I'm sure if I have any future claims, they will push me further to drop the coverage. So good company and good insurance as long as you don't have a significant claim - then you will be downgraded or pushed to drop coverage. They also don't have a consistent message - no way to explain why one customer is told one thing and another told something completely different. I was actually told on the phone that my coverage was downgraded because my pet didn't make them enough money- premiums taken in were less than claims paid out (which again isn't actually true).

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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