Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 9,361

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Cindy Herzberg

I sadly had two ER trips with my new…

I sadly had two ER trips with my new pup (who is doing much better now). Fetch was awesome. They had my claims processed and my money in my account in about 3-4 days. I have been recommending them to everyone I know. Excellent service, submitting claims was a breeze and can be done online.
5

out of 5

POSTED: | BY: Gary McMaster

Fetch is prompt and extremely easy to use

Fetch is extremely easy to use, and they have never denied a claim for my 12+ year old Shorkie. My friend’s most recent cancer treatments are being reimbursed via direct deposit in less than 3 days. I simply upload my invoice and the veterinarian's office notes and Fetch pays the claim promptly. I could not be any happier with their service to my best friend.
5

out of 5

POSTED: | BY: Chelsea

Janelle -Super Friendly and Helpful

Janelle was super friendly and helpful in getting our pet insurance moved from Canada to the US. She made the experience stress free - was so happy to have been in her capable hands. Thanks Janelle!
5

out of 5

POSTED: | BY: Rob Shannon

Janelle with Fetch was a Rockstar

Janelle with Fetch was a Rockstar! I'm rescuing my first pup this weekend and a requirement was to have pet insurance prior to picking him up, Janelle was incredibly thorough and knowledgible about the coverage options and helped selecting the perfect plan! Highly recommend, thanks Janelle!
4

out of 5

POSTED: | BY: Brittany Davis

Thank goodness for Fetch

Thank goodness for Fetch! I just got a new kitten and thankfully because of the deal Fetch has with North Shore Animal League the 15 day wait period was waived, because on exactly day 14 the kitten tried to make a jump that was too big and hurt his back leg and wouldn't put any pressure on it. After spending a weekend in and out of ERs (because of course I was away from home when it happened and had to go to a different ER once I got home that had a surgeon I needed) I had bills for thousands of dollars. Fetch did as promised and reimbursed 80% which was such a life saver! Only reason I didn't give five stars was because of their policy with curable recurring conditions. My kitten had a feline cold at the shelter that the shelter said was resolved. When I got home it was clear a week in that this wasn't actually the case so I went to a vet to get meds for the lingering cold. When I submitted that claim I found out it wasn't covered because of the policy and that it would have been better for me to never have submitted the claim at all informing them of the "second" cold because now instead of one year until a curable condition is covered again, it will be two years until its covered since he supposedly had a cold a second time, and that if he gets a third cold it will be considered incurable and never covered again. So it would have been better if I just never told them about the "second" cold at all so that he'd be covered for it again one year out instead of two.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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