Fetch offers the most comprehensive pet insurance
Get paid back up to 90% on unexpected vet bills
Save $25 or more with quarterly or annual payments
$1000 in online vet visits included at no extra cost
Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot
Exam fees are included which saves you $50-$250 per sick visit
Optional coverage for routine and preventive care.
Fetch covers hereditary conditions at no extra cost
Fetch covers injury and disease in every adult tooth – not just the canines
Use any licensed vet in the U.S. or Canada
Fetch covers what other providers charge extra for or don’t cover at all
Very good Pet Insurance to purchase. This insurance company paid my claim promptly after I submitted the requested receipts/documents.
This review was given prior to my pet’s cataract surgery, before they penalized me and changed my policy amount. His surgery was in September 2023. So, I hope your pet won’t need major surgery, because they will change your policy at renewal. Thanks
My new puppy had allergies once she was a year old. Fetch has made the process of filing claims so easy! The app is user friendly and responses and reimbursement have always been timely.
This stuff is a scam. I first insured my dog with Fetch 3 years ago. He was 6 at the time, and in very healthy shape. He went for his annual every year, and had had no major issues. But, as he is 9 now, and age is catching up to him, we've had some issues crop up since becoming insured. I was under the impression that my dog would be covered for these issues, however, the representatives at this company are clearly instructed to find any even slight indication in veterinary records to deny your claim. In three years, I have paid thousands of dollars to this company in 'coverage', but I have not received a penny in benefits, as they will hack up your bill to the point where they only cover $11 of a multi hundred dollar bill, and therefore, you can never meet your deductible $500 in order to receive benefits. They will find any little thing in your pet's entire vet record to hack away at those benefits to ensure you receive nothing. I just input my latest claim today and I am looking forward, because it's just laughable now, to receiving the denial email that explains that of my $440 claim only $10 was covered so that's just $10 of my $500 deductible teehheeheee. They'll never pay you anything. Go somewhere else - trust me. I have no idea how this company has generated so many good reviews, but it may have been from before it was acquired by "the dodo", because I will say the assistance was better in the first few months of coverage and their agents were friendly. Now their agents just sound annoyed with questions, eager to tell you cheerily all about how they denied your claim and why (bs reasons). This company has not paid out any claim in three years. I would have been better off taking the monthly cost and putting it in a savings acct that I controlled, instead, I just paid an extra couple of grand to some greedy middle man so that they could act dodgy, no oversight, deny everything by only covering chump change on each bill, and offer no other assistance. DO NOT GET THESE GUYS. GO ELSEWHERE.
I submitted a claim for my baby on 2/10/23 w/paid bills attached and his records from the vet.. I was told my claim would be paid in 5-7 days with ACH deposit. Then I was told 15 days. Today, I was told the rest of his records were needed. Fetchpet was sent his med documents with the claim. Now I’m being told I can’t be reimbursed?!! I just cancelled both policies on my two babies and I will NEVER recommend Fetchpet to anyone! I basically paid four months of premiums for NOTHING! because these clowns are not reimbursing me for my baby’s claim I submitted on 2/10/23. Freaking Thieves!!!
1
out of 5
POSTED:
| BY: louise ferry
Insurance denied
Despite charging me an ever increasing monthly amount cumulating in a $167 per month charge (after the latest annual hike)... for $2500 coverage, $400 deductible, and a 90% reimbursement for a period of years, for 10 year old otherwise healthy dog, Fetch denied a dental claim of a little over $1500 based on (they said) a pre-existing condition. That condition being, a being a vet report in 2018 that stated mild tartar was present on the canine teeth. no treatment was recommended at the time., and no exclusion was noted when I signed on with Fetch a couple of months later. (despite them requesting all the vet notes from my vet).
I have to say though, the reps on the phone were excellent, and totally understood my concerns and respected my decision to cancel the policies that I held with Fetch.
save your money and go to an insurer that pays out.
If a big claim happens, you need to know the insurance company has your back when you need it, and doesn't look for reasons not to pay
Plans average $35/month for dogs and $25 /month for cats
Coverage
You choose a reimbursement level of 70%, 80% or 90% after your deductible.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$250, $300 and $500
Age Limits
Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old.
Some providers limit coverage for older pets to accident-only.
Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.
Waiting Period
Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.
Exclusions
Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo.
It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
