Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 9,361

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: David A.

BEWARE - 294% Premium Increase over 7 years!

The coverage and reimbursement are standard and no complaints there. My biggest complaint is the outrageous rate increase each year. Here's my yearly plan cost from 2016 through 2023: $420.95, $468.92, $538.95, $732.53, $842.53, $1,002.36, $1,172.03, $1,659.00. I have submitted a total of 13 claims over 7 years and (luckily) haven't submitted a claim since 2019. I'm not sure how it is legal to have a premium increase of 294% over 7 years! BEWARE!!
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5

out of 5

POSTED: | BY: marcella king

Great customer service and patience

Great customer service and patience. Kelsey answered all my questions and was patient with me as I asked and learned about what is covered on our policy. Thank k you!
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5

out of 5

POSTED: | BY: LINDA Lorie

Great help submitting claims properly

Great help submitting claims properly. She walked me through each step. Very pleasant and helpful!
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5

out of 5

POSTED: | BY: Jen Abramowitz

Fetch is the best

We have been very pleased with Fetch. Our youngest pup just underwent major surgery and Fetch was prompt and courteous regarding the review and reimbursement of our claims. Highly recommend Fetch Pet Insurance.
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5

out of 5

POSTED: | BY: Jason S.

Insurance is a necessity and Fetch is at the top of my list

My 10 month old puppy recently woke up vomiting which necessitated an ER vet visit. Nothing was found on the initial imaging or bloodwork, so we were sent home. The next morning he was worse and had bloody diarrhea so he was admitted for 24 hours to stabilize him. Since nothing was found, we then went for a detailed ultrasound with a specialist. Fetch has approved all of my claims quickly and without hassle, which has allowed me to continue to focus on what’s important-my pup. If not for the pet insurance I would have spent about $5,000 already. Everyone should have pet insurance and Fetch continues to be at the top of my list when I suggest pet insurance to friends.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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