5
out of 5
POSTED: | BY: Gina White
Glad we purchased Fetch Pet Insurance
Easy to navigate. Customer service was helpful. Processed claim quickly.
Read more on Trustpilot
4.9
out of 5
Number of reviews 9,361
Fetch offers the most comprehensive pet insurance
Get paid back up to 90% on unexpected vet bills
Save $25 or more with quarterly or annual payments
$1000 in online vet visits included at no extra cost
Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot
Exam fees are included which saves you $50-$250 per sick visit
Optional coverage for routine and preventive care.
Fetch covers hereditary conditions at no extra cost
Fetch covers injury and disease in every adult tooth – not just the canines
Use any licensed vet in the U.S. or Canada
Fetch covers what other providers charge extra for or don’t cover at all
4
out of 5
POSTED: | BY: Penni Knapp
I love how fast the process goes..got…
I love how fast the process goes..got my reimbursement check very quickly. Only downside to insurance is that everytime you have a claim, they raise the rates
5
out of 5
POSTED: | BY: Donna Corby
My claim was approved quickly and with…
My claim was approved quickly and with no fuss. I love that the payment can be automatically deposited.
1
out of 5
POSTED: | BY: chris lidel
I gave my dog a policy with unlimited…
I gave my dog a policy with unlimited coverage, a $300 deductible, and a 90% reimbursement rate. Now, after my dog has gotten ill and will be denied for any other insurance company, they have lowered me to a fixed amount of coverage per year, a $500 deductible and only a 70% reimbursement rate. I’m sure they’ll tell me “you can cancel whenever you want” but now all of these things are going to be pre-existing conditions with another company and I’m left with poor coverage, when I elected to give my dog good coverage and pay for it. This is despicable treatment.
EDIT: I called, and they went beyond what I thought they would say. I was told the reason this happened is because “they were paying more in claims than they were receiving in premium payments” isn’t that the entire purpose of insurance?? Peace of mind in case this happens? You do birthday pricing that increases the premium up to 15x by the time my dog is senior, you were going to get your money back. Even if not from me, the vast majority of owners will pay significantly more in premiums than they will get in reimbursement, in case they become part of the significant minority that needs more coverage than they paid that year in premiums. That’s what you exist for. For you to slash my coverage because I needed you to do exactly what your purpose is, is beyond immoral. If people knew this is what you’d do if they ever needed you, they wouldn’t choose you for “coverage”. My recommendation to anyone reading this: choose Trupanion! They not only don’t do birthday pricing, but they will NEVER slash your coverage. Make the right decision before you end up being too late, like me. My baby girl cannot be covered anywhere else now because nothing she suffers from will be covered. Not all pet insurance is truly pet insurance, Fetch certainly isn’t. Choose Trupanion.
3
out of 5
POSTED: | BY: MacKenzie
Continues to go up by a decent amount…
Continues to go up by a decent amount each year and I have have to lower my coverage for my pet because of it.
Monthly Cost
Plans average $35/month for dogs and $25 /month for cats
Coverage
You choose a reimbursement level of 70%, 80% or 90% after your deductible.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$250, $300 and $500
Age Limits
Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old.
Some providers limit coverage for older pets to accident-only.
Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.
Waiting Period
Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.
Exclusions
Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo.
It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo