Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 9,361

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Tam Tran

Scam insurance

Similar to multiple reviews on here, all my claims got rejected because they consider diarrhea as a pre-existing condition. This is not written in their agreement which specify “any illness, injury, or behavioral condition” not mentioned in prior checkup are excluded in coverage. I appealed and asked them to prove that diarrhea is an illness in my case but they keep making up reasons that i’m missing documents and paused my appeals. My pup has been very healthy per my vet’s notes but it’s very common in young puppies to have diarrhea, especially those that have an active lifestyle. My husband had some discount from his work to join Fetch and now we really regret our decision. We wouldnt mind paying more premium for a piece of mind. I wonder why Fetch insurance is still in business when their communications show a lack of medical knowledge and a misrepresenation of their legal document.
1

out of 5

POSTED: | BY: Stephanie Keyser

Worst money I ever spent

My puppies had diarrhea from worms when they were 8 weeks old. Pretty common and easily treated. But since they had diarrhea back then every claim I’ve made since then was rejected and considering a “pre-existing” condition. How can diarrhea be pre-existing?! What a joke. I’m disappointed. What a waste of my money and Fetch is no help what so ever
1

out of 5

POSTED: | BY: Annette Domaracki

Don't get Fetch pet Insurance

If you're looking for pet insurance, don't trust Fetch. They are very glad to take your money. They are awful at paying a claim. They find any excuse to deny a claim. I cancelled after paying for three years. Very unsatisfied. Will never recommend this pet insurance company. Fetch is awful!!
5

out of 5

POSTED: | BY: Zachary

Fetch is the best pet insurance on the…

Fetch is the best pet insurance on the market. They cover pretty much everything! Great customer service and fast claims processing times. Really happy with this choice. I did a lot of research and found that Fetch is much more comprehensive compared to the competition.
5

out of 5

POSTED: | BY: Allen Barcelon

Kelsey was very polite and caring about…

Kelsey was very polite and caring about my dog's situation. And, she was quick pulling up my information. Great job!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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