Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 9,361

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Sheila McCarty

Considering insuring your pet? Try Fetch

Fetch is a comprehensive emergency insurance that recently added wellness as an option to policies [ I added it at renewal]. Grateful to have Fetch on our side. After a year, my dog required emergency surgery and Fetch covered their percentage promised in my policy. Very grateful my dog was insured. Emergencies are unexpected!!
5

out of 5

POSTED: | BY: Yuki

First-Time Pet Insurance, Now Fetch Forever!

Two years ago, we adopted the sweetest kitty who immediately became an essential member of our family. We’d never had pet insurance before but, on a friend’s enthusiastic endorsement of Fetch, figured it might be a good idea. It was the best idea: our young cat turned out to have major unforeseen & rare respiratory issues. Every vet appointment we go to, knowing we have Fetch on our side has been an enormous relief. We don’t dread when they give us an estimate; we don’t have to choose between getting our sweet girl the vet care she needs or keeping a roof over our heads. Fetch’s claims submission is straight-forward & simple - so simple, the first few times we used it I was anxious at how little we had to do, but the seamless experience quickly put me at ease. Just get the medical notes & invoice from your vet, & Fetch processes the coverage within the week. Fetch’s quick, thorough responsiveness has been a literal lifesaver for our cat, & a financial lifesaver for her humans. We’d never had pet insurance before Fetch. Now we’d never again have a pet without Fetch on our family’s team.
5

out of 5

POSTED: | BY: sharon kolick

This insurance is the best

This insurance is the best. After reviewing other insurance providers I found Fetch met all my needs. They are excellent at responding in a timely manner and find their APP to be user friendly. I would recommend them for anyone looking for insurance for their pets.
5

out of 5

POSTED: | BY: Olivia Petty

Takes care of their customers

I am very grateful that the Humane Society recommended fetch insurance over the others when I adopted Walter. Fetch has been incredibly straightforward and easy to use. What’s more, so is that they practice what they preach and took care of me the moment I needed to use their services. I’ve already submitted my care claim and a hospital claim. I’m very grateful in knowing that Fetch took care of us during our time of need.
4

out of 5

POSTED: | BY: Yuko Shimura

Good Experience, Just Needs A Little Improvement

This insurance has pretty good coverage and a wellness plan if you’re interested in that. My dog has been with Fetch for about 3 years now and no major issues with them ever. However, the process has been taking a lot longer lately (although they send emails/texts notifying you that they’re taking a while so at least they’re communicative), their app’s UI can definitely have some improvements (i.e. not being able to find claim info easily, having to dig to find how much deductible is left), and there was one time that they’ve declined a claim and I’ve had to have the vet explain in more detail for them to approve which was a hassle. Customer service has always been friendly however, and I’ve had no issues with them ever.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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