Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 26,364

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Sajani Fernando

I pay almost a 1k a year for coverage but nothing is covered

I pay almost a 1k a year for coverage - but most time they deny everything. Beware - even if you vet notes a tear they won't cover anything eye related, they didn't cover the annual teeth cleaning (I pay extra for the wellness benefit), I forgot to upload before 3 months of incident - denied. Super unhelpful, hard to cancel.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Sajani Fernando

I pay almost a 1k a year for coverage but nothing is covered

I pay almost a 1k a year for coverage - but most time they deny everything. Beware - even if your vet notes a tear in your dog's eye they won't cover anything eye related, they didn't cover the annual teeth cleaning because there were signs of tartar (lol - truly heinous when they advertise every tooth is covered). I pay extra for the wellness benefit as well. I forgot to upload receipts before 3 months of incident had passed- denied, even though there is nothing to let customers know that upfront. Super unhelpful, hard to cancel as you have to call. When I called, the lady tried to go over why my claims were denied - basically trying to say I was wrong and shouldn't cancel.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Sajani Fernando

I pay almost a 1k a year for coverage but nothing is covered

I pay almost a 1k a year for coverage - but most time they deny everything. Beware - even if you vet notes a tear they won't cover anything eye related, they didn't cover the annual teeth cleaning (I pay extra for the wellness benefit), I forgot to upload before 3 months of incident - denied. Super unhelpful, hard to cancel.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Sajani Fernando

I pay almost a 1k a year for coverage but nothing is covered

I pay almost a 1k a year for coverage - but most time they deny everything. Beware - even if you vet notes a tear they won't cover anything eye related, they didn't cover the annual teeth cleaning (I pay extra for the wellness benefit), I forgot to upload before 3 months of incident - denied. Super unhelpful, hard to cancel.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Sajani Fernando

I pay almost a 1k a year for coverage but nothing is covered

I pay almost a 1k a year for coverage - but most time they deny everything. Beware - even if you vet notes a tear they won't cover anything eye related, they didn't cover the annual teeth cleaning (I pay extra for the wellness benefit), I forgot to upload before 3 months of incident - denied. Super unhelpful, hard to cancel.
Read more on Trustpilot
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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