Fetch Canada | Pet Insurance Review

4.9

out of 5

Number of reviews 153

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 2.0
  • 1.9
  • 4.9
  • Count
  • 4
  • 21
  • 153

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Laurie Doherty

Easy, friendly, and reduces stress

Every interaction I have had with fetch has been easy and smooth. When I have had to make a claim the process is easy, and payment always comes fast after my claim has been approved. Having a pet come down with health issues is stressful and having Fetch pet insurance has really made those unexpected trips to the vet not as stressful.
5

out of 5

POSTED: | BY: Audra Howe

I have not had to use this policy yet

I have not had to use this policy yet, Fetch was recommended to us. Happy to have it. Super helpful when I call.
4

out of 5

POSTED: | BY: Peggy McCarvill

I found that you are easy to deal with…

I found that you are easy to deal with and The price point is good The only thing I had trouble with is submitting the receipts in a small enough format
5

out of 5

POSTED: | BY: Melissa L

So happy we decided to get Fetch insurance!

So glad we got insurance from Fetch! We never thought we would need it or even want to use it but when our doggy had health issues we were so relieved we had it. It was super easy to submit a claim and payment came in about a week. So fast! Also they charge a deductible per year and NOT per illness like other companies. I recommend Fetch to anyone with pets. You just never know.
1

out of 5

POSTED: | BY: Heather

Abysmal coverage and service

Abysmal. Got insurance for our puppy and was sold on the scheme that the rates would hardly increase at all as she aged. Paid about $30/month to begin, and it crept up every year and they always had some excuse as to why. We had very few claims and had to fight tooth and nail for each one and were almost always denied. Customer service was atrocious. She just turned 6 and I cancelled the coverage because rates jacked to $75/month. Called to cancel because that's the only way to reach the company, and the customer service agent didn't even ask for my policy number, took my name and my dog's name and said someone else at the office would get in touch to confirm the cancellation because she couldn't access my file. Excuse me? Are you a receptionist then, basically? I'm sure they'll finally get around to cancelling it for me after about 3 more months of payments. Total scam. Money would have been better invested in a sock. Even for an insurance company they're terrible, and that's saying something. Just a long con.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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