Fetch Canada | Pet Insurance Review

4.9

out of 5

Number of reviews 153

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 2.0
  • 1.9
  • 4.9
  • Count
  • 4
  • 21
  • 153

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Luna

premiums doubled in 2 years

The monthly premium has more than doubled in just 2 years. My dog is only 5 years old! can not imagine how much they are going to charge as it reaches an age where the insurance is actually going to be used. You can't even cancel the policy online, you have to call in, been waiting 30 minutes to get to human and still waiting. Ridiculous.
5

out of 5

POSTED: | BY: Amanda Porter

Service

Don provided great customer service. Answered my question timely.
5

out of 5

POSTED: | BY: :p

Great coverage and timely payment

I recently had to spend ~$7000 for my sick cat, some from regular vet and some from specialist appointment. I had 90% of it reimbursed after $450 deductible. I'd be in a very difficult position if I didn't have insurance from Fetch.
1

out of 5

POSTED: | BY: M B

Vet NOT recommended

My partner and I are both veterinarians and will never use fetch again nor recommend it to clients. Paid premiums for years (6.5k total) and have been declined coverage for our cat who developed diabetes this spring. Based on my experience working with insurance companies I believe fetch is the one that most consistently fights to not pay out legitimate claims - my other pets are insured with other companies. The absolute patronizing manner with which I was spoken to by Don is beyond unacceptable. Insurance companies like Fetch make my job more difficult as negative experiences with insurance companies will lead to less pet owners being covered and more instances of appropriate medical care being out of reach for uninsured pet owners. EDIT: After receiving a phone call to follow up with this review, was given the exact same non-sensical run around - pointless and a waste of time. The net result of our cat's insurance coverage? Thousands of dollars completely wasted. The implication in the response to this review that this could have been a pre-existing condition (unmanaged diabetic over 4 years?!) is medically ridiculous - he had full bloodwork panels and was completely asymptomatic prior to developing symptoms this year - just an excuse not to cover.
1

out of 5

POSTED: | BY: Steven Clark

Insane rate increases

I had insurance for my pet with them for 5 years. 1 claim, 3 years ago. They increased my rate every single year, 15% last year and this year, they attempted to raise the rate 31%. Complete highway robbery and I cancelled immediately. They ought to be focused on increasing rates for those making claims and leave us pet owners who take care of our pets alone.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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