Fetch Canada | Pet Insurance Review

4.9

out of 5

Number of reviews 153

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Mei

Best Insurance Company for Pets

Fetch is not only affordable but the staff has been extremely pleasant, compassionate and helpful. I would recommend Fetch to any owner who is looking for an insurance for their pet(s).
5

out of 5

POSTED: | BY: Sara

Easy to process

We have been with fetch for 6 months now. We had 2 claims for ear infections and the process was very easy. No issues at all. We submit the documents online and we got reimbursed within a few weeks.
5

out of 5

POSTED: | BY: Ron Gulapa

Great service

Submitting a claim and receiving detailed summary of the reimbursement. Fetch always provided updates on the stages of my claim. Great service!
1

out of 5

POSTED: | BY: Lexi Zhu

Fetch is slow and too difficult to get approved

Fetch always takes the full 2 weeks or more to get back about a claim. Fetch does send emails saying how the claim is still in review, but these emails don’t help and just give me false hope that the claim is reviewed. Fetch has also asked for more detailed notes about my pet’s visit, but I can only provide what my vet gives me. The notes I provided clearly state what the vet did on the date of visit, and does indeed include all the things the vet did for my pet. However since the notes were only 3 lines, Fetch is asking for more “detailed” notes. I don’t know how my vet can provide more “detailed” notes given that 1. The notes already state all that was done 2. It’s already been over 3 weeks since the visit (since Fetch took so long) how will my vet remember.
3

out of 5

POSTED: | BY: Emily D

Fetch's service had really gone down

Fetch's service had really gone down. They lacked flexibility and each representative regurgitates policy like a robot. I submitted my claim 2 days away from their required 90 dates policy and they refused to reimburse the vet cost, when it clearly qualified. They raised my premiums every year even when they advertised no birthday increase. My rate went from $460 to now $675 a year. It's not worth it.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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