Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,709

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: A.Lau

My dog had an emergency

My dog had an emergency, and the total bill was close to $ 7,000. Embrace covered 80% of my claim in a timely manner, and I received the money the next day. I have 2 dogs and have been with embrace for 6 years, I am so glad that I chose embrace.
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5

out of 5

POSTED: | BY: Laura Engels

Easy Peasy to file a claim

Easy Peasy to file a claim, just scan and go!
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5

out of 5

POSTED: | BY: Ashley Kisela

Embrace Has Been A Source of Comfort

I have had both of my dogs insured through Embrace since I first brought them home. My previous pet succumbed to cancer which was an emotional and financially difficult experience. Now I feel I do not have to worry about the latter. Recently my dog has been experiencing some trouble with our recent military move to an entirely new state. Being able to utilize the wellness and illness claims has given our family peace of mind so we can focus on what is most important: the health of our pets! Customer service is always kind and professional and the claims process is stress free and FAST. I can't see myself using another company ever.
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5

out of 5

POSTED: | BY: Cynthia Grimes

Easy to use the app and claims are…

Easy to use the app and claims are quickly processed.
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1

out of 5

POSTED: | BY: Skooter

The drop down list for pet diagnosis is…

The drop down list for pet diagnosis is not working. I had to put it in additional diagnosis, this has been happening for the past 2 days. Please fix your software problem.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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