5
out of 5
POSTED: | BY: David Quigley
The claims process is very easy
The claims process is very easy
Read more on Trustpilot
4.9
out of 5
Number of reviews 16,709
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sylvia Welykholowa
Very quick response to submitted claim
Very quick response to submitted claim. Reasonable cost and great coverage.
5
out of 5
POSTED: | BY: name withheld
Highly satisfied.
Highly satisfied.
Not sure what was more impressive - their shockingly fast reimbursement or that they followed up to see how our sick pup, Adam, is doing.
The team at Embrace have a very human touch and they've made the drudgery that is usually attendant to filing a claim, an absolute breeze.
5
out of 5
POSTED: | BY: Laura Engels
Easy to file a claim
Easy to file a claim, and had answers within hours. Submitted a question and had clear understandable answer, also quickly- and no hard sell!
5
out of 5
POSTED: | BY: Victor Mendez
Accidental Pet Policy Claim
We had to cancel our standard pet coverage last year but our Embracing representative talked us into keeping a lower cost "accidentally" policy and we are thankful that we did due to our dog being injured. The surgery was over $1000 and the claims process was smooth covering the majority of the cost and reimbursing us quickly. Thank you for a great claim experience!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.