5
out of 5
POSTED: | BY: Stephanie
The claims were processed quickly and I…
The claims were processed quickly and I was reimbursed quickly.
Read more on Trustpilot
4.9
out of 5
Number of reviews 18,179
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Debra
Claims are handled expeditiously
Claims are handled expeditiously. I have always had good customer service experience when speaking to an Embrace staff member. Although I had to change my plan due to an increase in coverage, I still stand by Embrace for my pet insurance.
5
out of 5
POSTED: | BY: Douglas Roe
I would recommend Embrace Pet…
I would recommend Embrace Pet Insurance. This is my 3rd year with them and have never had any issues when submitting a claim. It is very easy to do and they are fast with the claim.
5
out of 5
POSTED: | BY: Nick Baldes
Embrace has been easy to use
Embrace has been easy to use and has been very quick when it comes to claims.
1
out of 5
POSTED: | BY: Ellen Cunney
I am very disappointed
I am very disappointed with this insurance. My rate went up 49% bec of inflation!! Yet the $250 walk in the door fee to your vets was not increased. If you choose to get your pets teeth cleaned, it will not be covered bec you have a $750 deductible. You are literally paying $1200 for the "if" your dog gets sick. Don't forget you will only get reimbursement for 70% of your claim after the $750 deductible
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.