5
out of 5
POSTED: | BY: Sheldon Johnson
Once they receive the corrected info it…
Once they receive the corrected info it went well.
Read more on Trustpilot
4.9
out of 5
Number of reviews 17,140
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Tony
Embrace Pet Insurance Is Decent
Embrace Pet Insurance is a decent provider; they are efficient in their approval process.
Another nice feature is if you need to call to have a discussion they answer the phone in a timely manner and the call center is local to the US and not overseas which helps in acheiving understanding quickly
5
out of 5
POSTED: | BY: Christine
Blastomycosis Heroes
This might be my second review, but it is warranted. I have had Embrace for nearly 10 years. My dog was diagnosed with Blastomycosis in July and has had multiple emergencies over the 6 long months of treatment. I have been on the phone in tears with reps, who were patient and kind. All my claims have been processed rapidly and without issue. Prior to this, he's had a doggie ACL replacement, and numerous other issues - he's a lab and eats everything. I also have two cats that have adopted me - both bordering on feral - and one who is always getting himself into little troubles. The only denial I have had was because of his asthma diagnosis. They have been amazing throughout.
5
out of 5
POSTED: | BY: Debbie Schwartz
Amazing Company
I have to come clean at the outset, I am an employee of Embrace for the last couple of months. I am not required to be a customer, although because they treat their employees well, we are offered subsidized insurance. Having been a dog owner and foster parent for much of my life, I feel a little silly that I’ve never had pet insurance, so with our employee incentive I joined. A few weeks in, my 10 month old puppy who uses impulse to guide his behavior tried to jump our fence to go visit his dog neighbor. He got stuck on one of the spires on the fence and cut himself, requiring surgery with stitches and the accompanying pain killers, antibiotics, and anti-inflammatory meds. I submitted the bill to Embrace as all other customers do. It was processed within 48 hours and I had a check within a week. No lengthy paperwork or calls, it was just that simple. I deal with health insurance companies all the time and was expecting the same chaotic experience, but it was nothing like that. This is really a fantastic company, an opinion I would posit whether or not I am employed by them!
5
out of 5
POSTED: | BY: Monica
I always get a quick response and real…
I always get a quick response and real people to speak with when I call Great company
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.