Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,709

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Strawberries

Great decision

The representative was very kind and knowledgeable.
5

out of 5

POSTED: | BY: Rhonda Hertwig

Made our first claim

Made our first claim. Handled promptly and notified us from the beginning.
5

out of 5

POSTED: | BY: Sheena Hinds

So far so good

So far so good! The agent- Davon who assisted me was very knowledgeable, professional and friendly. He gave great advice and got me a fantastic rate for my 3 pets.
5

out of 5

POSTED: | BY: Marie Baker

I would like to thank them very much…

I would like to thank them very much for help make me get through this situation. It's the first time I filed a claim. Didn't know what I was doing so they were very helpful. And on every question I had I gave them five stars. Just being honest with me. Thank you for all that you have done.
5

out of 5

POSTED: | BY: Susan Powers

Super easy way to submit claims

Super easy way to submit claims. Always receive a really quick response to my claims. Very happy with Embrace Pet Insurance.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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