Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,709

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: JOVITA FOSTER

GOOD NO MORE!

I will "NOT" be renewing my policy for my puppy, Lola, after it expires next month on the 21st of December! The policy I have had in tact for Lola for 2 years now has gone up $150.00 in just one year, and I feel like that is simply too much of an increase within a 12 month period, especially since Lola have not had to have any major veterinary care since the policy went into effect. I am currently looking for a comparable, more affordable plan for Lola with another provider.
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5

out of 5

POSTED: | BY: Michael Green

Great customer service

Great customer service, pet centric, easy to collaborate. Love the overall experience.
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5

out of 5

POSTED: | BY: Toby

Easy to submit claim and provide…

Easy to submit claim and provide information. Have had Embrace policy for several years and have always been happy with the company and coverage.
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5

out of 5

POSTED: | BY: Angela Clingman

Quick and easy to file claims.

Quick and easy to file claims.
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5

out of 5

POSTED: | BY: Douglas Roe

Great customer service

Great customer service! Always fast service on claims. All the agents I have delt with were always the BEST.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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