5
out of 5
POSTED: | BY: eleonora iannozzi
Great and easy to submit
Great and easy to submit
Read more on Trustpilot
4.9
out of 5
Number of reviews 16,709
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: David Federle
IF YOU ARE CHOOSING A PET INSURANCE POLICY, DO NOT SELECT EMBRACE. THEY ARE A SCAM AND A RIP-OFF COMPANY
I opened a policy and paid my initial premium for my dog, Stella Blue, on 10/28/24. On Nov. 2, 2024, she had a traumatic neurological emergency which required a full day of tests, MRIs and treatment. By the ond of the day (11/1/24) I had incurred almost $7,000 in medical expenses, including about $5,000 for an MRI on Stella Blue. EMBRACE REFUSES TO REIMBURSE ME FOR ANY OF THESE EXPENSES. IF YOU ARE CHOOSING A PET INSURANCE POLICY, DO NOT SELECT EMBRACE. THEY ARE A SCAM AND A RIP-OFF COMPANY
1
out of 5
POSTED: | BY: Joshua Cruz
I paid for pet insurance
I paid for pet insurance. They wanted money upfront. Paid 53 and 24 dollars. Then I change my mind after 2 days canceled coverage. Got full refund. Now it's going on 6 days without my money returned to me. Crazy u take my money but can't gave it back thanks
5
out of 5
2
out of 5
POSTED: | BY: customer
Cancelled policy
They started out amazing when they said $50 would fall off my deductible every year I didn'thave a claim... starting at 32 when she was a puppy then 46 and now 80 a month. My Paisley is 4 and has never had a claim. They make up that $50 in no time. I can't imagine what premiums would be in a few more years. I cancelled my policy and have gone with another company with the same policy for $41 a month.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.