5
out of 5
POSTED: | BY: Lou Viada
Clear, easy claim process!
Very easy to file claim. Response time is excellent!
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4.9
out of 5
Number of reviews 17,140
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: DORIS
coverage reimbursed $215
My insurance coverage reimbursed $215. Of a $419. Emergency vet bill. $200. Was my deductible. Very good coverage. Easy to get questions answered.
5
out of 5
POSTED: | BY: Martha
I just lost my little malti-poo and…
I just lost my little malti-poo and Embrace couldn't have been more compassionate & extending their sincere condolences. They processed claim in a timely manner. I will always appreciate their caring personnel. I also have told multiple people what a great company they are.
4
out of 5
POSTED: | BY: Jodi Lovell
Easy to submit a claim
Easy to submit a claim. Quick response time.
2
out of 5
POSTED: | BY: PK Westafer
I'm a customer for over 15 years...
My overall satisfaction with this company is questionable. I have had coverage for my cat for many, many years. He is 18 years old. They seem, at times, to categorize services as wellness sometimes, other times it goes towards illness deductible, etc.
My overall experience is they have inconsistent reimbursement, categorizing services randomly.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.