Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,691

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: James DeMott

Update name of animal hospital

The only thing that keeps this from being a five star review is that there is a minor problem with the name of the animal hospital we use. On one of the first screens that a user encounters when filing a claim, the title of the hospital in the pulldown menu is "Prospect Animal Hospital." The correct title of our vet clinic is "Prospect Animal Clinic". Their address 9217 US-42 Ste E, 40059. This is important because there is another vet clinic further up the road to the northeast that is called "Prospect Animal Hospital". Pls fix...thank you
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5

out of 5

POSTED: | BY: Richard Nester

Embrace is such an easy company to work…

Embrace is such an easy company to work with. Web site very user friendly and the staff is very responsive. Well done team Embrace!!
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5

out of 5

POSTED: | BY: Melissa Hagen

easy to upload this time

easy to upload this time. hope its covered
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5

out of 5

POSTED: | BY: Kathleen Tobias

Quick and easy online filing

Quick and easy online filing. Response was timely.
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5

out of 5

POSTED: | BY: Ben H

Thank You Embrace!

My dog became very sick and eventually passed away this year. With Embrace, we were able to get him some treatments that helped extend his life and gave us some more precious moments with him before having to say goodbye. This cost us next to nothing and we were reimbursed for the bills very quickly every time we submitted a request. It has been as great of an experience as I could hope for. We will definitely keep using Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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