Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,691

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David Hall

Thank you for following through

Thank you for following through. After they received my vet notes. They processed and paid the claims quickly.
Read more on Trustpilot
5

out of 5

POSTED: | BY: BR

So supportive and easy to submit claims…

So supportive and easy to submit claims in some of our hardest times. Thoroughly recommend Embrace!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Sheryl Cousineau

Helpful on line forms

Helpful on line forms. Payment was fast and everything explained well.
Read more on Trustpilot
5

out of 5

POSTED: | BY: betty hirsch klein

Your site is very easy to use

Your site is very easy to use. I am a senior and I was able to upload an invoice which I don't have experience with. You made it easy. Your company is the best for customer service and compassion
Read more on Trustpilot
1

out of 5

POSTED: | BY: Cynthia Powers

Disappointed,I've had Embrace for 6 years for my…

I've had Embrace for 6 years for my very healthy dog. ONE claim for a snake bike. My premium has risen 300% to unaffordable astronomical prices. SO basically they collected premiums for 6 years on a healthy and then raised rates so obviously wouldn't renew as he ages. Should be illegal but definitely should disclose your premiums will double triple quad with no chronic illness
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review