Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,691

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Richard Pulkoski

Disappointing Rate Change…

I was very disappointed that my insurance for my 2 cats had escalated so much. I originally was paying $49 for coverage, then it ROSE to $81! I had to rearrange my plan to lower the payments. The woman who helped me was very nice.
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5

out of 5

POSTED: | BY: Rick Myers

Great customer service

The company has some of the best customer service. They have been very helpful and understanding.
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5

out of 5

POSTED: | BY: Patricia Wilde

Embrace continues to make having and…

Embrace continues to make having and caring for my pups affordable. Vet bills are so expensive, even to the point of prohibitive when seeking care, but Embrace makes filing claims very simple and quick and the claims have always been paid quickly, without issue. Thank you Embrace!
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5

out of 5

POSTED: | BY: Chris Martin - Savor The Passi

'Humming the night away'

Hannah did a great job explaining the benefits I wasn't aware of maturing my first time with Embrace, she understood what I was looking for and made sure I know what was going on at each stage of the process so there was a clear and direct path forward throughout the process where she clearly remained in control of the process from beginning to end. If I were looking for a better customer service experience I'd better 'dream on, dream on, dream on until my dreams come true because I've only got 'one shot' and I'm not one to 'throw away my shot'
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5

out of 5

POSTED: | BY: Luis A. Diaz

Excellent site and easy to work.

Excellent site and easy to work.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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