5
out of 5
POSTED: | BY: Sharon Castellanos
Seamless process
Seamless process
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4.9
out of 5
Number of reviews 16,691
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: MLM
Easy Submissions
For 3+ years, I have always been able to submit a claim very easily for wellness appts. If I have a question, the answers have a fast turn around and I feel so much better that my cats have insurance for accidents, dental and health problems.
5
out of 5
POSTED: | BY: Lizette
Had a great experience and response…
Had a great experience and response from the embrace team when there was an issue with receiving documentation from my vet. Everyone I spoke too was very professional and courteous. We were able to get the issue resolved and my check was in the mail. Very happy with their services.
5
out of 5
POSTED: | BY: Barbara
Great experience!
Filing a claim was very easy and really fast! Thank you!
1
out of 5
POSTED: | BY: Jorge A. Orozco
They are happy to take your money.
When you sign up you sent them all available history for your new rescue. They accept the medical history and activate the insurance.
At the time of filling a claim . They need all the old history again and if the can't get in contact with the rescue veterinary clinic which doesn't exist anymore. They will cancel the claim because now they can't verify if it is a preexisting condition.
Stay way from embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.