Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,627

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Del

Not sure if paying the premiums…

Not sure if paying the premiums balances out cost of care, don't understand how prescribed medication for illness fall under wellness claims. That doesn't even make sense. That why I am giving this rating
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5

out of 5

POSTED: | BY: customer

Loving Embrace!

Everyone at Embrace is kind, knowledgeable and extremely helpful. I never have an issue getting a hold of someone and the reimbursements are timely.
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5

out of 5

POSTED: | BY: Mrs. Klimczak

You make the process fast and easy.

You make the process fast and easy.
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5

out of 5

POSTED: | BY: Victoria Lynn Berdnik-Atkinson

We love Embrace

We love Embrace. Always a positive experience!
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5

out of 5

POSTED: | BY: Linda

Always use Embrace Insurance for all of your pets.

I have used Embrace Pet Insurance for many years! I have always been very satisfied. I would not own a pet without it.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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