Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
I appreciate your follow up on the claims process and ensuring receipt of our reimbursement check. We are new to pet ownership and pet insurance and have had a positive experience. I have recommended your company to friend who also has an English Bulldog!
5
out of 5
POSTED:
| BY: Kimberly Roberts
Very pleasant and professional to deal with!
We have had Embrace insurance for about 4 years. We are blessed with loving beautiful dogs that seem to always have prblems with one limb or another! Embrace has always been helpful in answering my questions and responding to claims. Their rates are reasonable and their coverage to date has been exceptional. The claims and customer service representatives are always pleasant and genuinely seem to care about thier clients.From one furry parent to another, you never know how trully valuable insurance for your pet is until your faced with a devastating medical issue that requires medical intervention and you have to make a choice, we don't have to choose anymore with Embrace, our pooch receives the care necessary and Embrace is there to help!
5
out of 5
POSTED:
| BY: Evan Kim
Extremely Timely
I took my dog to the vet on Friday and I just got an email saying that the reimbursement was posted to my account. This is the second claim that I've made with Embrace and I have to say that they are amazing. Extremely quick and thorough. They always keep me updated on the status of the claim and detail out everything in the statement.
5
out of 5
POSTED:
| BY: Lisa
Skeptical about Pet Insurance-Don't Be!
I was so skeptical about Pet Insurance, (my husband said-SCAM!) but upon purchasing my Doberman from a breeder, I wondered if I could afford to take care of him if something went terribly wrong, after spending so much money to initially buy him. On top of that, one of the other "new puppy parents" was talking about how this was his 10th Doberman, and how one of his former dogs they called the $10,000 money pit, because he ate everything from pantyhose to socks and had to have multiple surgeries.
With this story in the back of my mind, I researched and researced, and decided Embrace was going to be the best choice of coverage for me. Little did I know, that after having Bosco for only a month, he would =swallow a large piece of palm bark and require emergency surgery...to the tune of $2900.00. Now I REALLY prayed that Embrace would come thru for me and that I really WOULD be reimbursed-or if my husband was right, and it was a scam.
After filing my claim, and receiving email responses right away, I was reimbursed exactly what I was hoping would be covered. I ended up with 1/3 of the bill, and had only made one months payment!
I have definitely recommended Embrace to all of my friends now. Don't worry-you'll be glad you have it if God forbid, you ever need it!
5
out of 5
POSTED:
| BY: Leslie Leblanc
Excellent customer service & coverage
We have 2 German Shepherds covered by Embrace. We have always been very pleased with the services covered by Embrace - not to mention the super customer service. We plan to keep our coverage for a long time!
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
